The Future of Fintechs in Disrupted Times
Jeff Tijssen of Bain & Co. discusses why collaboration and partnerships between fintechs and traditional financial institutions are crucial as fintech firms reassess their business models and build resilience.
Apple Pay Later, Tech Giant’s BNPL Entry, Off to Strong Start
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Consumers Crave Better Banking Service During Economic Uncertainty
Banks must provide seamless digital solutions, human empathy, personalization and responsible data use during challenging economic times.
Personal Financial Management Is the Next Must-Have for Mobile Banking Apps
Banking and credit card apps without PFM features are so outdated that customer retention is going to suffer, especially with Millennials and Gen Z.
There Are Only Two Kinds of Community Banks: The Innovative & the Doomed
Industry veteran Jay Sidhu frets that time is running out for community banks to get serious about innovation. He has ideas for motivating change.
How Branding Pays Off in the Bottom Line and in Tough Times
In the wake of so much banking turbulence this spring, one clear lesson is how branding has powerful benefits that help boost the bottom line.
Topsy-Turvy Student Loan Battle Means Lenders Need to Re-Educate Themselves
The moratorium on student loan payments is ending (sort of) & the Biden debt forgiveness plan is dead (sort of). But really neither is kaput.
SoFi Has Big Plans for the $2B of Deposits It’s Scooping Up Every Quarter
SoFi sure isn’t hurting for deposits. One year in as a bank, this fintech predicts it’ll show a profit for the first time ever, as it plots major loan growth ahead.
Banks and Credit Unions Rethinking Priorities Amid Economic Uncertainty
Technology & third-party collaborations are not just value-added propositions, but fundamental elements to meet strategic banking urgencies.
How Citizens Bank Became the U.S. Home Equity Leader
A digital initiative to make home equity applications faster & easier for borrowers helped make Citizens No. 1 lender in this booming sector.
The Future of Banking + Fintech as Seen at Money 20/20 Europe
At Money 20/20's European edition over 8,000 bankers, investors, vendors and fintechs try to answer a fundamental question.
The Strategic Power of Embedded Finance
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
Killer Small Business Banking: What Fintechs Do That Banks Ought To
Fintech challengers are in hot pursuit of small business customers. Their strategy offers insight for traditional banks and credit unions.
Truist Plays ‘Long Game’ with Gamified Mobile App to Boost Deposits
Truist is gamifying savings and financial education to encourage improvement on both fronts. Here’s the plan for its 'Long Game' mobile app.
Virtual Account Management Is Catching On with Corporate Customers
Corporate accounts often take weeks to open, but VAM can make the process faster and easier for banks and their business customers.
TD Bank’s No-Interest Credit Card: Niche Product or Trendsetter?
Just as credit card rates hit a record high, here comes TD Clear, the first U.S. credit card that charges no interest and no late fees.
The Top 15 Features People Want in Their Mobile Banking App
Is your financial institution offering all the mobile banking features customers expect? And how intuitive is the app for users?
Unique Youth Savings Account Aims to Hook Gen Z and Gen Alpha on This Bank
A Massachusetts community bank puts a creative twist on savings accounts — and offers 5% interest! — to reel in young people and make them lifelong customers.
Inflation Is Changing People’s Money Habits: 7 Studies Show the Trends
Inflation is wearing on consumers, who are buying groceries on buy now, pay later plans & hiding cash in the fridge. Yet small splurges rise.
What Bankers Need to Know About Higher Credit Card Spending & Consumer Debt
For the first time in 40 years, banks must factor sustained inflation into their consumer credit strategy.
Personal Loans Are a Growth Area with Cross-Sell Opportunities
Fintechs cultivate personal loan borrowers as long-term banking prospects. Can banks and credit unions compete?
How Credit Card Issuers Are Tackling Application Abandonment
Getting consumers interested in a credit card is only part of the battle. The application process is a whole other challenge.
