Behavior-Based App Helps Consumers Manage Rising Credit Card Debt
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.
The app 'Debbie' is the Noom for credit cards. It uses behavioral psychology and habit-changing lessons to help consumers pay down card debt.
Mortgage lenders can use the current slump to upgrade their technology and help unlock their teams' full potential, improving efficiency.
The Consumer Bankers Association is rolling out new legislation initiatives that will take a look at the new modern technologies that are rising in banking, says CBA's Lindsey Johnson.
To prevail, banks must use data and analytics to enhance distribution, product innovation, back-office efficiency and improved experiences.
Choosing an analytics platform is a big decision, and it's hard to see through vendor marketing messages. Here's what to look out for.
Difficult economic conditions favor Dave's unusual overdraft model. The challenge is how to keep innovating but also generate returns.
Use of branches is up, and use of multiple banking providers by consumers is way up, new data shows. Here's what it means.
Trimming fees for consumers is a Biden administration goal in many areas. But CFPB is plowing ahead in banking on multiple fronts.
Hyper-personalization is the kingpin of a strong digital banking system. Now, people want control of their data, their services and their devices, says Emmanuel David, global thought leader.
More fintechs than banks offer mobile apps for children. The apps create long-term loyalty and strengthen the brand to the whole family.
Banks relying on interchange fees to fund credit card rewards programs face difficult budgetary decisions if the Durbin bill passes.
With more flexible core providers and the use of APIs, community banks and credit unions are quickly rolling out snazzy fintech offerings.
Discover how State Employees Credit Union maximized process efficiency, increased loan volumes, and enhanced member value by moving its indirect lending operations in-house with Origence.
Read More about Success Story — Driving Efficiency and Increasing Member Value
Issues range from the sagging mortgage market to ongoing BNPL growth to banks and credit unions being data rich and information poor.
What does Goldman Sachs' abandonment of building a full digital bank signal to other fintech firms wanting to disrupt traditional banking?
Traditional banking institutions can expand offerings for consumers and find more profit by sharing data with fintechs and other partners.
Apple Savings adds another interlocking piece to the big tech's growing ecosystem of financial services creating a financial juggernaut.
Three out of five people want more than one financial institution to bank with, detracting from loyalty in a saturated market.
The key to competing in a world of super apps will be understanding customers and generating trust ... universally or on a segment-basis.
A new credit and debit card merchant code for gun and ammo dealers brings party politics to bear on the banking business.
A deep analysis of 25 bank and credit union apps finds they're nearly identical, and that failure to differentiate is a missed opportunity.
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Direct investments in fintechs, an in-house innovation lab and two new digital brands help a forward-looking credit union tap new growth.
CSI surveyed community bankers nationwide to learn their investments and goals. Read the interactive research report for the trends and strategies for success in 2024.