
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
The latest news and articles about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get there.
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps growing.
Higher interest rates and alternative lending options, especially BNPL, prompt financially strained consumers to spend less on plastic.
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's why.
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche markets.
BNPL is expected to hit $680 billion in e-commerce transactions by 2025. 30 more stats cover consumer attitudes, demographic use and more.
Klarna's 'Pay Now' service, piggybacking on bank debit and credit, and its coming Klarna Card, greatly expand its reach.
Consumers today expect compelling rewards and competitive rates. Join us for this timely webinar to learn strategies to retain customers and grow core deposits.
Bank buy now, pay later efforts must go beyond splitting up credit card payments. Competing head on with BNPL debit cards is one tactic.
Buy now, pay later programs from banks have an advantage over those by fintechs. Banks understand compliance far better than newcomers.
Banks building their own Buy Now, Pay Later programs can avoid regulatory headaches by looking at the mistakes fintechs have made.
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates rise.
Banks must address gaps in digital capability to retain small business customers. Innovative features and ease of use are both essential.
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it responsibly.
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is unclear.
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits.
Learn strategies for monetizing commercial banking services, while continuing to attract new small business clients.
Read More about Proven Strategies for Smaller FIs to Attract Business Clients