The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
Buy Now, Pay Later
The latest news and articles about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
How Card Issuers Can Stay Top of Wallet Amid Fierce Competition
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
What the Data-Driven Bank of the Future Looks Like
Banks will make better use of data to enhance decision making, automate processes and personalize CX. Here's how they can get
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps
Inside Citizens Bank’s Growing ‘Buy Now, Pay Later’ Strategy
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps
Rising Numbers of Stressed Consumers Seek Alternatives to Credit Cards
Higher interest rates and alternative lending options, especially BNPL, prompt financially strained consumers to spend less on
What Klarna’s Cratering Valuation Means for BNPL’s Future
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
The Potential Impact of Apple’s New ‘Embedded’ BNPL Product on Banks
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments
Critics and Bad News Unable to Thwart Growth of BNPL
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's
Banks Can Look to Partnerships, Niche Markets to Succeed in BNPL
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche
30+ Buy Now, Pay Later Trends & Statistics for Banks in 2022
BNPL is expected to hit $680 billion in e-commerce transactions by 2025. 30 more stats cover consumer attitudes, demographic use and
How Klarna’s U.S. Payments Innovations Are Going Beyond BNPL
Klarna's 'Pay Now' service, piggybacking on bank debit and credit, and its coming Klarna Card, greatly expand its
How Banks Can Build BNPL Programs that Millennials and Gen Z Love
Bank buy now, pay later efforts must go beyond splitting up credit card payments. Competing head on with BNPL debit cards is one
CFPB’s Coming Fintech Rules Could Help Banks’ BNPL Programs
Buy now, pay later programs from banks have an advantage over those by fintechs. Banks understand compliance far better than
Banks Getting Into BNPL Should Study CFPB Complaints First
Banks building their own Buy Now, Pay Later programs can avoid regulatory headaches by looking at the mistakes fintechs have
Lender Alert: Struggling Consumers Using BNPL Almost 4x More Than Others
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates
Digital UX Key for Banks to Win Back Small Businesses from Fintechs
Banks must address gaps in digital capability to retain small business customers. Innovative features and ease of use are both
BNPL Is Now Officially Mainstream: What It Means for Lenders
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
Why Banking Providers Need to Have ‘The Talk’ With Customers About BNPL
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why It Matters)
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is
A Close Look at Covid’s Deep and Lasting Impact on Payment Trends
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment