The latest news and articles about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
A strong holiday season buoyed BNPL firms' hopes, and the growth forecast is also strong. But clouds are also gathering.
Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong opportunities.
How Klarna’s Attack on the Payments System Could Impact Banking
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional payments.
The Real Risks and Hidden Costs in the Buy Now Pay Later Game
As financial institutions pile on the BNPL bandwagon, Fitch Ratings issues warnings about the potential consequences of this trendy product.
Major Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan
Facing intense competitive pressure, more and more financial institutions are jumping onto the BNPL bandwagon before it's too late.
Buy Now, Pay Later: A Digital Solution to an Age Old Problem
Buy now, pay later is revolutionizing the marketplace — for both financial and non-financial firms. How can BNPL be a win-win solution for everyone involved? PayPal's vice president of global pay later products Greg Lisiewski has the answer.
Big New Entrants Turn Buy Now, Pay Later Wave Into a Tsunami
Mastercard's entry into the BNPL fray, following Square, Goldman and others, could alter the dynamics of what has been a fintech playground.
The Dark Side of Buy Now, Pay Later: Risks Facing the Banking Industry
No retail banking player can ignore BNPL. But five realities – impacting both consumers and institutions – could determine your involvement.
Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next)
Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt.
Credit Cards Still Rule, But Face an Existential Threat From BNPL
Buy now, pay later isn't merely a Covid-related trend. Consumers who adopted it during the pandemic say they are likely to continue using it.
One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.
Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now
The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks.
Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex
A battle of titans is building between Apple and Google over the future of banking. At stake are data and checking account revenue.
What Consumers Really Want from Their Banking Providers
The short answer: They want it all. But while change continues rapidly in the key payments arena, even their traditional methods hang on.
Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts
Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key.
Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks
As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national banks.
Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending
While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks.
Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response.
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower cost.
How to Compete for Buy Now, Pay Later (BNPL) Customers
BNPL firms are cropping up more and more, points out Amount's Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
‘Buy Now, Pay Later’ Programs: Threats and Opportunities in Banking
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger consumers.
Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer.
Buy Now, Pay Later: An Innovative Lending Program Heading for a Cliff?
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play.
