More Americans are Reaching Retirement Age Than Ever — and They’re Not Ready
A recent study by the Retirement Income Institute and Alliance for Lifetime Income found nearly two-thirds of those approaching retirement are unprepared to do so.
What Do Consumers Really Know about Overdraft Fees and Policies?
Overdraft fees have long been a contentious issue in the banking industry. The Federal Reserve Bank of New York surveyed consumers to see what they actually know about their bank's policies.
How Can Banks Help Minority- and Women-Owned Businesses Cross the $1-Million Barrier?
Small businesses led by underrepresented demographic groups exhibit slower and less growth than those led by white owners. Banks may be able to help turn the tide with targeted awareness outreach and more lending options.
How Should Regulations Evolve to Keep Up with the Banking Industry?
A handful of new changes in revenue models for the banking industry may call for new liquidity regulations.
Will GenAI be Your New Manager of Risk and Compliance?
While artificial intelligence offers excellent potential to help banks manage risk and compliance, McKinsey warns that it carries its own set of pitfalls.
Intelligent Banks Do More with Less
As they face growing headwinds in 2024, banks and credit unions must double down on optimization and efficiency.
Bank Customers are Happy, But Their Loyalty is Fragile
Most consumers love their primary banks. That doesn't mean they won't take their business elsewhere.
A ‘Pivotal’ Moment: What’s Next for Commercial Banking?
The commercial banking industry is focusing on liquidity management and preparing for new regulations. Why? Find out here.
These Are the Biggest Fraud Risks Banks Will Face in 2024
Fraud is on the rise — and new tools and strategies are likely to amplify it in 2024.
The Outlook for Bank and Fintech M&A in 2024
Banks and fintechs' interest in M&A is waning. Many of the same conditions that drove M&A last year are still in play in 2024.
What’s the Future of the Global Fintech Market?
A recent survey and report by the World Economic Forum found that many global fintechs are finding prosperity and profits in underserved markets.
Why an Identity-Based Solution is Critical to Mitigate Bank Fraud
With the rising sophistication of fraud attempts and attacks, banks and fintechs should consider more identity-centric prevention models.
How Banks Can Unlock the Complete Value of Automation
Hype around AI should not distract banks from the real-world impact of existing and widely available automation solutions.
Can Banks’ Agendas on Social Issues Drive Growth?
It turns out the answer is yes, says Boston Consulting Group. Social goals can often align with commercial performance.
Consumers Love Online Bill Payment — What’s the Hard Part?
Consumers have embraced digital bill payments, but significant pain points remain. Here's how banks can help.
Why New Market Conditions Require a Refreshed Approach to Banking Innovation
There's good news: Banks and credit unions may be uniquely positioned in 2024 to pursue radical reinvention.
Trends 2024: Banks Must Ramp Up Protections as Mobile Fraud Grows
An explosion of malicious software targeting mobile applications and their users will be security priority No. 1 in 2024.
Why Marketers Need to Rationalize and Aggregate their Martech Stacks in 2024
There are now more than 13,000 martech solutions available, with still more on the way. With so many options, how can marketers rightsize their tech stacks?
Trends 2024: How Fintechs are Balancing Growth with Compliance Risk
More than one-third of fintechs paid more than $250,000 in compliance penalties in 2023. Are fines increasingly the cost of growth?
CEO Survey Finds ‘Cautious Optimism’ Among Banking Leaders
As 2023 comes to a close and we approach 2024, banking CEOs remain upbeat about growth despite inflation, disruption and regulators.
How Financial Institutions Can Win the Next Stage of GenAI Race
Broader and deeper deployment of AI will require a nuanced approach to both the technology and the role of humans.
Top 2024 Trends in Fintech & Payments: A2A, Digital Currencies, Digital Identities
Juniper Research identifies the top ten global trends that will drive the banking industry in 2024 and beyond their latest report.
