Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
After Apple Bows Out, How Do the Remaining BNPL Players Shake Out?
Apple killed its BNPL entry, but there's still much activity in the business. Here's what BNPL players are up to.
CFPB’s Foray into BNPL Regulation Stirs Ire and Interest
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
Shocker: Amex, Chase and Citi Top BNPL Satisfaction Rankings
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
Business Credit Card Issuers Face Competition but Also Opportunities in BNPL
Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.
Five of the Best: BNPL Exploded in 2023, With More to Come in 2024
Buy now, pay later hit banking hard in 2023, and its influence will only grow in 2024. Check out our top five stories on BNPL this year.
Ready to Jump into BNPL in 2024? Read this 360-Degree Analysis from OCC
A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later.
Affirm Goes Big: How It Intends to Go Beyond BNPL to Own Payments
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Why Offering BNPL Makes Sense for Banks and Credit Unions
Buy now, pay later can be a complement to credit card programs rather than a competitor. It can enhance the customer experience and appeal to younger generations.
Why U.S. Bank Is Elbowing into the Competitive BNPL Space
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
BNPL’s Dark Side: Younger Consumers Face Credit Trouble Ahead
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
Will FedNow and BNPL Dent Credit Card Use?
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
Apple Pay Later, Tech Giant’s BNPL Entry, Off to Strong Start
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
A Bright Future for BNPL Is in the (Bank) Cards
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
Retail Payments Shift as BNPL, Digital Wallets & Curbside Pick-Up Gain
Merchants' desire to improve customer experience could produce winners and losers among banking payments providers.
What Klarna’s Cratering Valuation Means for BNPL’s Future
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
Can Innovative ‘Save Now, Buy Later’ App Challenge BNPL?
Getting people to save up for a purchase in an era of instant gratification hinges on offering incentives well ahead of checkout.
The Potential Impact of Apple’s New ‘Embedded’ BNPL Product on Banks
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
Critics and Bad News Unable to Thwart Growth of BNPL
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's why.
Banks Can Look to Partnerships, Niche Markets to Succeed in BNPL
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche markets.
