Affirm Goes Big: How It Intends to Go Beyond BNPL to Own Payments
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Why Offering BNPL Makes Sense for Banks and Credit Unions
Buy now, pay later can be a complement to credit card programs rather than a competitor. It can enhance the customer experience and appeal to younger generations.
Why U.S. Bank Is Elbowing into the Competitive BNPL Space
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
BNPL’s Dark Side: Younger Consumers Face Credit Trouble Ahead
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
Will FedNow and BNPL Dent Credit Card Use?
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
Apple Pay Later, Tech Giant’s BNPL Entry, Off to Strong Start
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
A Bright Future for BNPL Is in the (Bank) Cards
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
CFPB to Unleash BNPL Rules that Would Also Impact Data Mining
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
Retail Payments Shift as BNPL, Digital Wallets & Curbside Pick-Up Gain
Merchants' desire to improve customer experience could produce winners and losers among banking payments providers.
What Klarna’s Cratering Valuation Means for BNPL’s Future
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
Can Innovative ‘Save Now, Buy Later’ App Challenge BNPL?
Getting people to save up for a purchase in an era of instant gratification hinges on offering incentives well ahead of checkout.
The Potential Impact of Apple’s New ‘Embedded’ BNPL Product on Banks
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
Critics and Bad News Unable to Thwart Growth of BNPL
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's why.
Banks Can Look to Partnerships, Niche Markets to Succeed in BNPL
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche markets.
How Klarna’s U.S. Payments Innovations Are Going Beyond BNPL
Klarna's 'Pay Now' service, piggybacking on bank debit and credit, and its coming Klarna Card, greatly expand its reach.
How Banks Can Build BNPL Programs that Millennials and Gen Z Love
Bank buy now, pay later efforts must go beyond splitting up credit card payments. Competing head on with BNPL debit cards is one tactic.
CFPB’s Coming Fintech Rules Could Help Banks’ BNPL Programs
Buy now, pay later programs from banks have an advantage over those by fintechs. Banks understand compliance far better than newcomers.
Apple’s Growth Strategy Emphasizes Payments + BNPL
Apple Pay expands with a BNPL option, so people can make installment purchases at retail stores using its proprietary mobile wallet.
Banks Getting Into BNPL Should Study CFPB Complaints First
Banks building their own Buy Now, Pay Later programs can avoid regulatory headaches by looking at the mistakes fintechs have made.
Lender Alert: Struggling Consumers Using BNPL Almost 4x More Than Others
Consumers report strong credit performance but higher usage by financially vulnerable must be monitored closely as inflation and rates rise.
Gen Z Payment Trends: How They Use Cash, P2P and BNPL
Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and cash.
