Inside Elon Musk’s Stealth Move to Build X into a Pay-By-Bank Powerhouse
Don't take banking-wannabe Elon Musk's moves at face value, warns a noted payments consultant. A simple pilot overseas isn't what it seems.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
After a federal district court pauses CFPB's late fee rule, issuers have breathing room to find alternative revenue sources.
Don't take banking-wannabe Elon Musk's moves at face value, warns a noted payments consultant. A simple pilot overseas isn't what it seems.
U.S. 'pay-by-bank' lags the rest of the world, but experts see major growth next year. Banks must find ways to turn pay-by-bank into a win.
Here are some of the key lessons learned from the first months of FedNow, from the Fed and an early adopter.
On the cusp of the holiday season, card banks must watch usage of their credit lines more closely.
Banking innovation has to balance the futuristic with the realistic. Here's how Synchrony plays to its 'strike zone' with developing technology.
The CFPB examines the dynamics of the credit card market in its data-filled report. Red flags include 'persistent debt' for 10% of cardholders.
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
NerdUp is more than just a new entrant in the credit builder space. NerdWallet says its banking gambit is a way to be an even better affiliate marketing partner.
Even as a few dozen other countries, including China, move forward with central bank digital currencies, any plans for a U.S. CBDC are still a long way off.
To deliver instant payments for customers, banks and credit unions need to prioritize critical upgrades to their core systems, according to Juniper's Jon Budd and Jorge Jimenez.
As the industry works toward real-time payments, technology is opening the door to a new opportunity: Faster funds availability for small businesses and consumers when they deposit checks.
The CFPB's latest report on big tech and contactless payments targets the Apple/Google duopoly. Here's everything you need to know.
Manual tasks across channels is costly. And while AI is hot, there’s a simpler way to bring efficiency that many bankers have overlooked.
Read More about The New AI: A Banker’s Guide to Automation Intelligence
Create a sustainable competitive advantage with faster time to market by drastically reducing implementation time.
Read More about Accelerate Time-to-Market with Rapid Implementation
Different prevention is required to address P2P fraud, a tech issue, versus P2P scams, which is a human challenge.
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
Hear Marcell King and Minal Gupta as they discuss the opportunities that FedNow creates for all financial institutions.
For years, Square, Stripe, and PayPal have been disruptors siphoning small business relationships away from banks and credit unions. Now, through a new fintech partnership, institutions are fighting back.
Enhancing cash management services is not only a revenue opportunity for banks, but a way to fend off the fintechs encroaching on business customers.
As banking becomes embedded in digital ecosystems, financial institutions must evolve from monetary exchange to enabling value transfer models.
Earned wage access programs can deepen ties with business customers, which value the service as an employee retention tool.
Amazon One, the retailing giant's payment bet, raises the question: Do people need digital wallets when they can pay with the ultimate wearable — their hand?
Whatever happened to Paze, which was supposed to roll out in time for the 2023 holiday shopping season? Get a detailed look at what's ahead for the big banks' digital wallet.
What’s the top credit card marketing challenge? What used to be great credit card rewards — like 2% cash back — are table stakes now.
Listen to the brightest minds in the banking and business world and get ready to embrace change, take risks and disrupt yourself and your organization.
Ai4 is coming to Las Vegas, August 12-14 2024. Join thousands of executives and technology innovators at the epicenter of the AI community.
Read More about Join industry’s leading AI conference - free passes available!