The latest news and articles about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Payments in 2025: 5 Strategic Priorities for Bank Execs
The widespread adoption of digital payments is not just a shift in channels or platforms. It may represent an existential threat to retail banking.
Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
CFPB’s Rule, Plus Inflation, Will Make Buy Now, Pay Later Mainstream
Back-to-school season is the first test for buy now, pay later lending in the wake of the CFPB's leveling of the regulatory playing field.
After Apple Bows Out, How Do the Remaining BNPL Players Shake Out?
Apple killed its BNPL entry, but there's still much activity in the business. Here's what BNPL players are up to.
CFPB’s Foray into BNPL Regulation Stirs Ire and Interest
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
Shocker: Amex, Chase and Citi Top BNPL Satisfaction Rankings
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
Why Did Fintech Stumble?
For all its meteoric growth, fintech was beset by five critical weaknesses. The winners in the next round must overcome them all. Learn more in the second part of this three-part series.
Buy Now, Pay Later Needs to Pay Off in 2024
A strong holiday season buoyed BNPL firms' hopes, and the growth forecast is also strong. But clouds are also gathering.
Business Credit Card Issuers Face Competition but Also Opportunities in BNPL
Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.
Five of the Best: BNPL Exploded in 2023, With More to Come in 2024
Buy now, pay later hit banking hard in 2023, and its influence will only grow in 2024. Check out our top five stories on BNPL this year.
Ready to Jump into BNPL in 2024? Read this 360-Degree Analysis from OCC
A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later.
Affirm Goes Big: How It Intends to Go Beyond BNPL to Own Payments
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Why Offering BNPL Makes Sense for Banks and Credit Unions
Buy now, pay later can be a complement to credit card programs rather than a competitor. It can enhance the customer experience and appeal to younger generations.
Credit Cards Now: Everything You Need to Know From the CFPB’s Latest Report
The CFPB examines the dynamics of the credit card market in its data-filled report. Red flags include 'persistent debt' for 10% of cardholders.
Why U.S. Bank Is Elbowing into the Competitive BNPL Space
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
BNPL’s Dark Side: Younger Consumers Face Credit Trouble Ahead
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
The Strategy Behind Amazon Pay’s Push Into ‘Buy Now, Pay Later’
Amazon Pay is a BNPL latecomer. But partnerships with the fintech Affirm and JPMorgan Chase could put it at the forefront of major growth in this payments segment.
Will FedNow and BNPL Dent Credit Card Use?
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
Apple Pay Later, Tech Giant’s BNPL Entry, Off to Strong Start
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Customer Data Is Banks’ Secret Weapon for Entering Buy Now, Pay Later Fray
Consumers like buy now, pay later options. Isn't it time traditional players gave them better BNPL programs?
Inflation Is Changing People’s Money Habits: 7 Studies Show the Trends
Inflation is wearing on consumers, who are buying groceries on buy now, pay later plans & hiding cash in the fridge. Yet small splurges rise.
A Bright Future for BNPL Is in the (Bank) Cards
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
