Articles about open banking, looking at how fintechs and third-party developers use data and APIs to build new digital banking applications and solutions.
A controversial rule, if it stands, could cost banking plenty and help its competition. But are there opportunities beneath the noise of battle?
MoneyLion Brings Platform Banking to Life with a Financial Marketplace
Taking a different route than Chime and Robinhood (which it so far trails) the neobank will use fresh capital to leverage AI-enhanced data.
Consumers Say ‘Open Banking’ is Scary, Confusing and Awesome
People don't know what 'open banking' is and those that do don't like the concept, but they actually love the outcomes and what it does.
How U.S. Institutions Can Play the Open Banking Game and Win
API-powered 'banking-as-a-service' arrangements with fintechs won't disrupt existing banking strategies, but extend them – improving CX.
Google Claims It Has ‘No Interest In Ever Becoming a Bank’
'Plex,' a combined checking and savings product that plugs into the Google Pay wallet, pulls in more banks. Citibank explains its plans.
U.S. Financial Institutions Now Lead Europe in Open Banking (Here’s Why)
Use of API-based data sharing between banks and fintechs is growing fast — and without regulation. All size institutions stand to benefit.
Open Banking Provides Potential For Revenue Goldmine
Open banking and open APIs provide opportunities to serve new markets and build partnerships for new revenue opportunities.
Banks Must Adopt APIs for Business Lending or the Fintechs Will Win
The PPP crush spotlighted banks' lack of digital progress, giving fintech lenders an opening. It's not too late to regain the edge.
Open Banking Gets a Big Jump Start from COVID
In some ways the U.S. has passed Europe. Here's why all banks and credit unions must have a strategy for a trend that's reshaping banking.
Is It Finally Time for Open Banking’s Debut in America?
Institutions have resisted cooperating with third parties to open their consumer bases to outsider, but more use of APIs may unlock the door.
Why Fintech Challengers May Not Conquer Banking After All
The catch: Many legacy banks won't win either, says Accenture's bank lead. The new era is all about multilateral partnerships and open data.
Reinventing the Retail Banking Experience in a Digital World
BNP Paribas COO Sophie Heller talks about personalization, how innovation labs don't work, and why big tech banking isn't a slam dunk.
Open Banking Fintech Partnerships Required For Better CX
Banks and credit unions need to build more partnerships with fintech firms to meet digital consumer experience expectations.
The Power of Open Innovation Platforms in Banking
Struggling to decipher which fintechs to partner with? Open innovation solutions getting complicated? Constellation Digital Partners' Kris Kovacs breaks it down and how to make it work.
Open Banking Is Key to Relevance in Payments for Traditional Institutions
Reluctance to embrace 'open' trend hinders banks and credit unions and encourages further Big Tech inroads. Fintech partnerships would help.
‘Open Banking’ Scares Consumers, But They Want What APIs Can Deliver
Sharing their personal data is what troubles people. To move forward with personalization, banks and credit unions must address this concern.
Open Banking: A Disruptive Threat? Or Competitive Opportunity?
In the digital age, banking providers can't compete if they don't partner with fintechs and share their most precious commodity: customer data.
Futurist Brett King Predicts Banking Become Embedded ‘Experiences’
Friction in banking will be eliminated, either by banks or companies in other industries who will simply fix the problems themselves.
Will ‘Open Banking’ Sizzle or Fizzle in the U.S.?
In the U.K., open banking is already law. Few U.S. institutions truly understand it, but experts say its potential impact could be massive.
Sound Strategy Must Come Before Open Banking Leap
Moving into open banking with no clear direction or game plan why will send your institution on a pointless and resource-wasting journey.
Banking Providers Ill-Prepared for Marketplace Disruptions
Hindered by legacy systems, many banks struggle to provide customer-centric solutions to people impacted by the government shutdown.
5 Resolutions For Digital Banking Success in 2019
As banking executives define their goals, they must commit to a digital experience and make their transformation strategy their top priority.
Platforms, Products And Channels Transforming Financial Services
Innovation in Retail Banking Report 2018 found that financial players need to focus on changes in products, platforms and channel use.
