Articles about crytpocurrencies, NFTs, stablecoins, and other blockchain technologies, including Bitcoin, Ethereum, and central bank digital currencies (CBDCs), and their impact on the banking sector.
Ribbit Capital partner Nick Huber talks about finding the next big thing in fintech. Hint: Mobile apps from outside the banking industry offer some insight.
Power to the People: How to Get Banks, and Regulators, to Embrace AI for Investment
Why leadership from the big banks is needed to drive regulatory clarity on the use of AI in investing products and services.
The Future of Fintech: 2024 Forecast, Trends & Risks
They're back: Silicon Valley Bank issues its first fintech outlook since its historic collapse – and works hard to see the bright side.
Cheat Sheet: Does Michael Lewis’ ‘Going Infinite’ Go Soft on Sam Bankman-Fried?
Michael Lewis of 'Moneyball' and 'The Big Short' fame has penned the first inside account of the FTX scandal. But did unlimited access erode his objectivity?
Outlook for U.S. Central Bank Digital Currency Is Dim
Even as a few dozen other countries, including China, move forward with central bank digital currencies, any plans for a U.S. CBDC are still a long way off.
Fintechs, Walmart and Crypto: A Venture Capital Firm’s Take
Ribbit Capital partner Nick Huber talks about finding the next big thing in fintech. Hint: Mobile apps from outside the banking industry offer some insight.
Community Bankers’ 2023 Outlook: Upbeat on Growth, M&A and Digital Efforts
Bankers foresee growth in the year ahead, despite the economic uncertainty, and expect digital transformation efforts will improve efficiency.
Crypto & Banks: Federal Regulators Shouldn’t Just Say No to a Whole Industry
Managing many types of risk is what banks do every day. Regulatory zeal to bar them from crypto-related activity is misplaced.
An Innovation Mindset is Needed in Payments
Consumers are growing more fond of digital wallets and instant payments, BNPL and cryptocurrency as primary payment solutions. The financial institutions providing payments tech need to up their game, says i2c's head of product development for lending, Dan Hanks.
Why ‘Tokenized Deposits’ Are Not Stablecoins (& Why it Matters to Banks)
Moving traditional banking to the blockchain is inevitable, some believe, but is complicated by Washington's scrutiny of crypto.
Why Some Banks Are Still Getting Into Crypto After the Meltdown
Despite a protracted market plunge, crypto owners haven't given up. And neither have some banks offering crypto services. Here's why.
The Future of Central Bank Digital Currencies in the U.S.
Battle lines are being drawn between banks and fintechs over development of CBDCs. Here's the latest in this critical payments trend.
WeBank: A Model for the Future of Digital Banking
WeBank has over 300 million customers and 2.7 million small business banking with it. It's attracted customers through its use of AI, blockchain, big data, cloud computing and more, says chief information officer Henry Ma.
How a New Mobile Payments App Is Building a Global ‘Crypto P2P’ Service
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
Financial Institutions Can No Longer Ignore Cryptocurrencies
Cryptocurrencies are an ever-changing field, which looks risky to legacy financial institutions who are terrified of losing the security of a consumer wallet. But, cryptocurrency is an offering no financial institution can ignore, says Alkami's Stephen Bohanon and NYDIG's Patrick Sells.
What Biden’s Crypto Executive Order Will Mean for Banking and CBDCs
President's move favors central bank digital currency but doesn't quash other efforts. It also exposes critical risks demanding discussion.
The Future of Commerce Includes Digital Currency
Consumers want the ability to embed their digital currency trading into their banking apps. The technology necessary for that is at the fingertips of banks, says NCR's chief technology officer Tim Vanderham.
Blockchain, NFTs, Web 3.0 and Technologies Enabling the Metaverse
NFTs, blockchain, cryptocurrency, AI: these are the technologies disrupting the banking industry, says Simon Taylor, co-founder and chief product officer at 11:FS. How can banks and credit unions embed them into their digital strategy?
Four Trends Redefining the Payments System in 2022
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of things.
Surging Use of Crypto Cards Warns Banks of a New Payments Disruption
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is key.
How a U.S. Central Bank Digital Currency Could Impact Payments
The first CBDC blueprint has been published, a key step on the road to creating the dollar equivalent of China's 'digital yuan.'
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
How Banks Will Mint Their Own Stablecoins
Consortium of banks and tech firms enters the digital frontier with a payments specialty that Washington may actually love.
