Community Bankers’ 2023 Outlook: Upbeat on Growth, M&A and Digital Efforts
Bankers foresee growth in the year ahead, despite the economic uncertainty, and expect digital transformation efforts will improve efficiency.
Cryptocurrency & Banking
Articles about crytpocurrencies, NFTs, stablecoins, and other blockchain technologies, including Bitcoin, Ethereum, and central bank digital currencies (CBDCs), and their impact on the banking sector.
Crypto & Banks: Federal Regulators Shouldn’t Just Say No to a Whole Industry
Managing many types of risk is what banks do every day. Regulatory zeal to bar them from crypto-related activity is misplaced.
Why ‘Tokenized Deposits’ Are Not Stablecoins (& Why it Matters to Banks)
Moving traditional banking to the blockchain is inevitable, some believe, but is complicated by Washington's scrutiny of crypto.
Why Some Banks Are Still Getting Into Crypto After the Meltdown
Despite a protracted market plunge, crypto owners haven't given up. And neither have some banks offering crypto services. Here's why.
The Future of Central Bank Digital Currencies in the U.S.
Battle lines are being drawn between banks and fintechs over development of CBDCs. Here's the latest in this critical payments trend.
How a New Mobile Payments App Is Building a Global ‘Crypto P2P’ Service
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
What Biden’s Crypto Executive Order Will Mean for Banking and CBDCs
President's move favors central bank digital currency but doesn't quash other efforts. It also exposes critical risks demanding discussion.
Four Trends Redefining the Payments System in 2022
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of things.
Surging Use of Crypto Cards Warns Banks of a New Payments Disruption
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is key.
How a U.S. Central Bank Digital Currency Could Impact Payments
The first CBDC blueprint has been published, a key step on the road to creating the dollar equivalent of China's 'digital yuan.'
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
How Banks Will Mint Their Own Stablecoins
Consortium of banks and tech firms enters the digital frontier with a payments specialty that Washington may actually love.
When Will the U.S. Have Its Own ‘Central Bank Digital Currency’ (CBDC)?
Central bank digital currency could have impacts far beyond making payments faster for Americans. It could change banking as we know it.
The Role Banks & Credit Unions Must Play to Prevent Human Trafficking
All financial institutions have anti money laundering programs, but human trafficking keeps evolving and the industry must stay vigilant.
Will 2022 Be the Year Crypto, Stablecoins and ‘CBDCs’ Take Off?
With millions of consumers already owning crypto, no traditional bank or credit union can afford to not at least weigh getting involved.
Why (and How) a Community Bank Cultivates Crypto & Cannabis Clients
A small Florida bank seeks to fill a niche by serving riskier businesses — nationally — that other financial institutions shy away from.
Banks and Credit Unions Wade Into Crypto Banking (And Why)
You may not 'get' Bitcoin, Ether, Litecoin or their cousins yet, but three financial institutions' experiences suggests there's potential.
How Amazon’s Alliance With Venmo Will Disrupt The Payments Space Forever
Amazon gives consumers a new way to pay, and sets Venmo's parent PayPal up to siphon even more payments away from credit card providers.
Central Bank Cryptos and the Critical Issues Behind A High Stakes Debate
'CBDCs' would enable the fastest payments yet, but under some scenarios banking's role would be reduced significantly.
Will Regulators ‘De-Bank’ Neos, Cryptos & Fintechs?
Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals.
Biden’s New Regulatory Pick Would Rip Entire U.S. Banking System Apart
President's nominee for Comptroller of the Currency comes with a stack of opinions on the future of financial services, some quite startling.
Bank Regulator Sees Cryptocurrency Innovation Creating ‘Fool’s Gold’
Acting Comptroller draws parallels between booming blockchain-based currency businesses and innovations that ushered in the Great Recession.
