Bankers Say BaaS Turmoil Primes Future Growth
Bankers now say upheaval in the industry has spurred the refinement needed to bring banking-as-a-service to the front of the table.
Articles about Banking-as-a-Service (BaaS), embedded finance, and how non-banks can provide payments and banking services with fintech solutions and platforms.
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
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Bankers now say upheaval in the industry has spurred the refinement needed to bring banking-as-a-service to the front of the table.
Fintech suffered a near-death experience in the last two years. But the forces that drove its creation remain, and the survivors are stronger than ever.
A twin-track strategy doubled the fintech's user base in a year. Is the stage now set for further explosive growth?
Federal regulators don’t love BaaS. They can't ban it, but their emerging guidance may make it harder to close deals.
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
A reset of existing business models in banking is underway, thanks to technology like artificial intelligence, hybrid cloud, embedded finance and banking as a service.
Jason Mikula, a former banker turned innovation consultant, explains the explosive growth, the opportunities and the risks in embedded finance.
What does it take to be successful with an embedded finance strategy? And what do nonbank platform partners value most? IBM research offers some insight.
11:FS's David M. Brear explores emerging technologies, changing expectations, digital transformation and how leading banks are serving the consumer of tomorrow.
To avoid disintermediation, financial institutions must build embedded finance solutions that will grow deposits and loans.
Scrutiny of how banks & fintechs work together is ratcheting up. Get the key takeaways from the new regulatory guidance on the subject.
Banks that implement a BaaS strategy are drawn to benefits such as access to deposits and loans from outside their own geographic markets.
This webinar from CI&T will discuss a framework your bank can follow to identify, measure, and maximize the value of the most critical metrics of CX and digital experience management.
Read More about Unlocking ROI in Bank CX + Digital Platform Management
Copy: Explore the big ideas, new innovations and latest trends reshaping banking at The Financial Brand Forum this May. Will you be there?
Read More about New Ideas & Groundbreaking Innovations in Banking for 2024
New York BaaS provider Piermont Bank works with business-focused fintechs and expects its strategy to lend greater resilience even as other players bow out.
Jason Mikula of Fintech Business Weekly discusses how banking-as-a-service (BaaS) can unlock new business opportunities and add value -- and why BaaS has the potential to transform financial services.
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
Ed Maslaveckas of Bud Financial explains how financial institutions of all sizes can leverage data insights, personalization, open banking and BaaS as strategic differentiators.
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
Fintech cooperation is growing, but look out for 'community fintechs.' And 'embedded fintech' could outshine 'embedded banking.'
Fintech lenders, payment specialists and neobanks could make attractive acquisitions. But it's bank buyer beware, not an M&A spree.
As an 'invisible' partner to nonbanks and fintechs that want to help customers with their financial needs, your bank gains new places to offer its services. A McKinsey expert lays out an action plan.
Building its own interactive 3D ecosystem gives a tech-savvy community bank potential entrée to over 5 million potential customers.
Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service unit.
Services that scale with you.
CSI surveyed community bankers nationwide to learn their investments and goals. Read the interactive research report for the trends and strategies for success in 2024.