Articles about Banking-as-a-Service (BaaS), embedded finance, and how non-banks can provide payments and banking services with fintech solutions and platforms.
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
How FinWise Bank Plans to Survive the Storm in Banking as a Service
Attention to detail, being selective in new partners, and a shift to business-oriented fintechs are all part of the strategy.
Before You Boldly Go into Partner Banking, Focus on Data and Compliance
A steady stream of enforcement actions continues to flow through the banking as a service and embedded banking space.
Bankers Say BaaS Turmoil Primes Future Growth
Bankers now say upheaval in the industry has spurred the refinement needed to bring banking-as-a-service to the front of the table.
8 Themes That Will Power a Fintech Comeback in 2024
Fintech suffered a near-death experience in the last two years. But the forces that drove its creation remain, and the survivors are stronger than ever.
How MoneyLion Paired Consumer Banking and Embedded Finance to Power Its Hypergrowth
A twin-track strategy doubled the fintech's user base in a year. Is the stage now set for further explosive growth?
Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service?
Federal regulators don’t love BaaS. They can't ban it, but their emerging guidance may make it harder to close deals.
Maybe BaaS Is Absolutely the Last Strategy Your Bank Should Be Looking At
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
The Future of Banking in a World of Digital Ecosystems
A reset of existing business models in banking is underway, thanks to technology like artificial intelligence, hybrid cloud, embedded finance and banking as a service.
What Banks Can’t Afford to Miss in the Next Phase of the BaaS Revolution
Jason Mikula, a former banker turned innovation consultant, explains the explosive growth, the opportunities and the risks in embedded finance.
Making Banking Frictionless: The Rise of Embedded Finance
What does it take to be successful with an embedded finance strategy? And what do nonbank platform partners value most? IBM research offers some insight.
Retail Banking Mid-Year Assessment: Jobs to be Done
11:FS's David M. Brear explores emerging technologies, changing expectations, digital transformation and how leading banks are serving the consumer of tomorrow.
Embedded Finance Is the Biggest Growth Opportunity Banks Have
To avoid disintermediation, financial institutions must build embedded finance solutions that will grow deposits and loans.
What Banks & Fintechs Must Know About Washington’s New Guidance on Partnerships
Scrutiny of how banks & fintechs work together is ratcheting up. Get the key takeaways from the new regulatory guidance on the subject.
How to Build a BaaS Program: A Checklist for Getting Started
Banks that implement a BaaS strategy are drawn to benefits such as access to deposits and loans from outside their own geographic markets.
Avoiding ‘Me-Too’ Fintechs with Unusual Banking-as-a-Service Strategy
New York BaaS provider Piermont Bank works with business-focused fintechs and expects its strategy to lend greater resilience even as other players bow out.
The Evolution and Future of Banking as a Service
Jason Mikula of Fintech Business Weekly discusses how banking-as-a-service (BaaS) can unlock new business opportunities and add value -- and why BaaS has the potential to transform financial services.
The Strategic Power of Embedded Finance
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
The Final Mile of Data: From Insights to Engagement
Ed Maslaveckas of Bud Financial explains how financial institutions of all sizes can leverage data insights, personalization, open banking and BaaS as strategic differentiators.
Webinar: Value of Embedded Finance
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
Where Are Bank-Fintech Relationships Headed?
Fintech cooperation is growing, but look out for 'community fintechs.' And 'embedded fintech' could outshine 'embedded banking.'
Where to Look for Value in the Fintech Wreckage
Fintech lenders, payment specialists and neobanks could make attractive acquisitions. But it's bank buyer beware, not an M&A spree.
Embedded Finance Fuels Growth in Choppy Economy — Here’s How to Start
As an 'invisible' partner to nonbanks and fintechs that want to help customers with their financial needs, your bank gains new places to offer its services. A McKinsey expert lays out an action plan.
