Articles about Banking-as-a-Service (BaaS), embedded finance, and how non-banks can provide payments and banking services with fintech solutions and platforms.
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
How MoneyLion Paired Consumer Banking and Embedded Finance to Power Its Hypergrowth
A twin-track strategy doubled the fintech's user base in a year. Is the stage now set for further explosive growth?
Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service?
Federal regulators don’t love BaaS. They can't ban it, but their emerging guidance may make it harder to close deals.
Maybe BaaS Is Absolutely the Last Strategy Your Bank Should Be Looking At
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
The Future of Banking in a World of Digital Ecosystems
A reset of existing business models in banking is underway, thanks to technology like artificial intelligence, hybrid cloud, embedded finance and banking as a service.
What Banks Can’t Afford to Miss in the Next Phase of the BaaS Revolution
Jason Mikula, a former banker turned innovation consultant, explains the explosive growth, the opportunities and the risks in embedded finance.
Making Banking Frictionless: The Rise of Embedded Finance
What does it take to be successful with an embedded finance strategy? And what do nonbank platform partners value most? IBM research offers some insight.
Retail Banking Mid-Year Assessment: Jobs to be Done
11:FS's David M. Brear explores emerging technologies, changing expectations, digital transformation and how leading banks are serving the consumer of tomorrow.
Embedded Finance Is the Biggest Growth Opportunity Banks Have
To avoid disintermediation, financial institutions must build embedded finance solutions that will grow deposits and loans.
What Banks & Fintechs Must Know About Washington’s New Guidance on Partnerships
Scrutiny of how banks & fintechs work together is ratcheting up. Get the key takeaways from the new regulatory guidance on the subject.
How to Build a BaaS Program: A Checklist for Getting Started
Banks that implement a BaaS strategy are drawn to benefits such as access to deposits and loans from outside their own geographic markets.
Avoiding ‘Me-Too’ Fintechs with Unusual Banking-as-a-Service Strategy
New York BaaS provider Piermont Bank works with business-focused fintechs and expects its strategy to lend greater resilience even as other players bow out.
The Evolution and Future of Banking as a Service
Jason Mikula of Fintech Business Weekly discusses how banking-as-a-service (BaaS) can unlock new business opportunities and add value -- and why BaaS has the potential to transform financial services.
The Strategic Power of Embedded Finance
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
The Final Mile of Data: From Insights to Engagement
Ed Maslaveckas of Bud Financial explains how financial institutions of all sizes can leverage data insights, personalization, open banking and BaaS as strategic differentiators.
Webinar: Value of Embedded Finance
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
Where Are Bank-Fintech Relationships Headed?
Fintech cooperation is growing, but look out for 'community fintechs.' And 'embedded fintech' could outshine 'embedded banking.'
Where to Look for Value in the Fintech Wreckage
Fintech lenders, payment specialists and neobanks could make attractive acquisitions. But it's bank buyer beware, not an M&A spree.
Embedded Finance Fuels Growth in Choppy Economy — Here’s How to Start
As an 'invisible' partner to nonbanks and fintechs that want to help customers with their financial needs, your bank gains new places to offer its services. A McKinsey expert lays out an action plan.
Community Bank BaaS Provider Creates Private ‘Metaverse’ for Fintechs
Building its own interactive 3D ecosystem gives a tech-savvy community bank potential entrée to over 5 million potential customers.
Digital-Only Grasshopper Bank’s Recession-Beating Strategy
Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service unit.
What the Federal Crackdown on Bank+Fintech ‘BaaS’ Partnerships Means
Banks will have to commit to BaaS with enough revenue to pay for adequate staff expertise and prepare for increased regulatory scrutiny.
The Future of Open and Embedded Banking at Truist
Businesses need access to embedded banking products that can integrate with open banking and banking-as-a-service providers. Truist Bank is providing just that, says SVP of open and embedded banking Anthony Burton.
