Articles about Banking-as-a-Service (BaaS), embedded finance, and how non-banks can provide payments and banking services with fintech solutions and platforms.
Banking as a service is the hottest strategy going, as it can help pull in the deposits everyone craves. But it is neither a short-term solution, nor an easy one.
How Banking-as-a-Service Transforms the Roles of Banks and Fintechs
'BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.
Bank Regulators Set Risk Guidance for Fintech Partnerships
The framework aims to ensure community banks make good choices, so it takes everything into account, including funding, management depth, business recovery strength and more.
More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks
Banking as a service is hot and getting hotter. Here’s why you might want to jump on the BaaS train while it’s still in the station.
So, What Happens When Every Brand is a Bank?
Almost half of non-banking companies say they're already investing in embedded finance, says Accenture's chief operating officer Eric Sager and cross-industry financial services lead Ben Brown. Where does the banking industry lie?
How Should Banking Respond to Embedded Finance Model?
Banking organizations must find ways to improve consumer experiences by participating in embedded financial opportunities with third-parties.
Community Bank Builds Future on ‘Banking as a Service’ & Google Plex
21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path.
The Future of Payments is Fast, Seamless, Safe and Embedded
Payments are a competitive winner in banking, not just a cost center. IBM's global payments leader Mike Cook talks how banks can keep up with a new generation of payment providers.
LendingClub and Radius Merger: First of Many Fintech + Bank Deals
First fintech acquisition of a U.S. bank will create a traditional banking structure but in an entirely digital way. Get set for more.
The Bank of the Future Will Have Data Vaults and Money Vaults
The role of banks in the future will be as secure contextual data repositories in an open banking ecosystem.
