30+ Buy Now, Pay Later Trends & Statistics for Banks in 2022
BNPL is expected to hit $680 billion in e-commerce transactions by 2025. 30 more stats cover consumer attitudes, demographic use and more.
Where Banks Can Find Consumer Loan Growth in Inflationary Times
People with pristine finances rarely need credit. Growth-hungry banks must look to those lower on the credit score chain to book loans.
How Banks Can Use Prepaid Technology to Innovate Like Fintechs
Banks often regard prepaid cards as high risk/low reward. In fact, prepaid technology is now being used to create digital products quickly.
CFPB: Fintechs’ Days of Bypassing Regulatory Scrutiny Numbered
The Consumer Financial Protection Bureau finally takes its ability to examine fintechs off the back burner. What it means for banks.
P2P Payment Scams Posing New Brand & Reputational Risks for Banks
Growing fraud in P2P payments is creating reputational risk for banks that fail to address it. Washington and the media have taken notice.
Innovation and Inflation: Two Trends Changing Credit Card Marketing
Rising rates have refocused credit card 'revolvers' on the cost of interest, and climbing prices prompt innovative features from issuers.
How CFPB Is Reshaping Banks’ Growth Strategy
Banks face new anti-discrimination scrutiny in all product areas, including deposit-account marketing, that goes beyond usual credit rules.
Wearables: The Future of Watches, Rings & Bracelets in Payments
Tiny Quontic Bank spearheads a focus on wearable payments via its Pay Ring. It's up against smartwatches that sync with digital wallets.
Over 50 Credit Card Trends & Statistics for Banks in 2022
'The average American owns three credit cards.' 50 more credit card stats like that cover balances, payments, rewards, Gen Z use and more.
Is PayPal Now a Bigger Threat to Banks than BofA or Chase?
PayPal is expanding aggressively into nearly every corner of consumer payments — including BNPL and crypto — as they tread deeper into banking's turf.
The Future of Capital One: CEO Richard Fairbank’s Strategy
28 years ago, Richard Fairbank founded Capital One. What's his strategic plan now? Buy Now, Pay Later, banking as a service, and mergers.
Inside Green Dot: The Bank Behind Walmart, Apple, Amazon & Intuit
Blending physical 'branches' it doesn't own with digital service about to be revved up helps Green Dot make money from people of modest means.
Why KeyBank Believes ‘Embedded Banking’ Is the Future
The key to this bank's success is in its fintech and embedded banking investments, which led to explosive growth in payments and lending.
The Future of Banking as a Service and Trends in Embedded Finance
To capitalize on BaaS opportunities, banks must develop new solutions by collaborating with the right partners quickly.
How Banks Can Stop Losing Deposits to Investment App Robinhood
Investing has never been more accessible, and banks and credit unions are losing deposits (and relationships) to investing fintech startups.
Apple’s Strategy to Dominate Payments with Open Banking Fintech
The tech giant's startup acquisition could enhance credit card penetration in the U.S. and beyond while improving Apple Pay engagement.
Digital UX Key for Banks to Win Back Small Businesses from Fintechs
Banks must address gaps in digital capability to retain small business customers. Innovative features and ease of use are both essential.
The Emerging Payments Trends Threatening the Future of Banking Revenues
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new opportunities.
Industry Leaders Predict Massive Changes in Banking by 2025
Banking will be far different in 2025 due to competitive changes, accelerated use of digital technology and several surprising factors.
The Future of ‘Banking as a Service’
Interest in BaaS is surging, fueled by 'embedded banking' and by tech company enablers. All that is also bringing increased focus on risk.
Is AmEx’s Consumer Checking Move Defense, Offense Or Both?
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Mainstream and Fintech Lenders Creeping Further Into Non-Prime Lending
Banks, credit unions and digital newcomers step up lending to lower credit tiers to build balances & revenues. The great unknown: inflation.
