Fintech Apps Can Make Shared Financial Relationships Work Better
Fintechs have stolen a march on financial institutions via apps to manage joint accounts and other shared finance. But Forrester says banks have an ace.
Fintechs have stolen a march on financial institutions via apps to manage joint accounts and other shared finance. But Forrester says banks have an ace.
Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions.
The BNPL giant rolled out a "pay now" option and a charge card, raising big questions about what the future holds for traditional payments.
Relying on people's inertia is a lousy cross-selling concept when technology should make relationships at least coherent, if not wonderful.
Big enough to completely disrupt the payments space, Amazon is flexing its muscles by shunning one of the world's two credit card giants.
OCC nominee Saule Omarova accuses critics of taking her controversial views — like 'ending banking' — out of context.
You may not 'get' Bitcoin, Ether, Litecoin or their cousins yet, but three financial institutions' experiences suggests there's potential.
Amazon gives consumers a new way to pay, and sets Venmo's parent PayPal up to siphon even more payments away from credit card providers.
Consumers increasingly are willing to try new providers, looking for the best fit. Can banks and credit unions outpace neobanks and fintechs?
The mobile wallet war is one challenge. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.
Increasingly consumers want solutions to their money challenges and they don't care if it comes from a bank, a fintech or some combination.
'Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator.
Listen to the brightest minds in the banking and business world and get ready to embrace change, take risks and disrupt yourself and your organization.
Wait, wasn't Gen Z supposed to be 'debt averse'? New research paints a more nuanced picture as new card accounts surge.
A rebound in secured consumer credit is coming but financial institutions unable to offer mobile and online applications will lose.
People and branches are costly, but they help counteract the trend to fragmentation of finance, at least among business customers.
'CBDCs' would enable the fastest payments yet, but under some scenarios banking's role would be reduced significantly.
Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions.
Banks and credit unions must evaluate marketing, branch and lending strategies as the Attorney General targets redlining in mortgage markets.
As financial institutions pile on the BNPL bandwagon, Fitch Ratings issues warnings about the potential consequences of this trendy product.
To appease the Progressive Left, the Biden administration continues to appoint regulators likely to make life difficult for banks.
Cash-rich consumer lenders looking for additional borrowers may not have to look as far afield as they think.
With inflation surging for foreseeable futures, the banking industry faces potential shocks to loan demand and increased rate risk.
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