
Matt Doffing
Matt Doffing is a personal finance nerd who loves digging into game-changing strategies that help consumers while driving revenue growth for financial companies. Strategy is his passion; content and storytelling are his forte.
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Want Lower CD Expense? Fix Your DDAs First
Are deposits costing your bank too much? Here’s how nine community institutions used DDAs to lower their CD expense.

Who Will Fill the SMB Lending Gap? One Credit Union Says: We Can
A surge in entrepreneurs is reshaping the SMB lending market. Here’s the story of the California credit union pioneering large-scale lending to small and medium-sized businesses.

How This Community Bank Cracked the Code on Continuous Innovation
The Georgia bank took a one-time tax refund loan tied to a little-known pandemic credit and turned it into a springboard for future innovation in small business lending.

The Wealth Transfer Problem No One Talks About — And the Community Banks Solving It
As trillions of dollars shift between generations, community banks face an urgent problem: Heirs move inherited money out 70% of the time. Here’s how small institutions are turning crisis into connection.

How One Small Bank Scales Business Lending — and Helps Others Do the Same
One small Georgia bank has acquired the talent to grow SBA and USDA lending. Now it’s spun up a dedicated lender services unit.

Is the Surge in High-Yield Savings a Windfall — Or a Warning?
Consumers want high-yield savings accounts and many banks and credit unions are happy to comply. But the surge in HYSAs also signals a revolution that’s cutting at the heart of banking’s traditional deposit strategies.
