Embedded Finance Under Pressure: Compliance Issues Are Driving Sponsor Banks to Reset, Even Exit
Faced with mounting regulatory scrutiny, many banks are retooling their tech and their fintech relationships. Some are simply getting out.
Faced with mounting regulatory scrutiny, many banks are retooling their tech and their fintech relationships. Some are simply getting out.
Despite faltering hype and regulatory scrutiny, opportunities are still plenty abound in embedded finance.
Learn how to navigate obstacles and equip regional banks and credit unions to get their rightful share of the embedded finance opportunity.
A twin-track strategy doubled the fintech's user base in a year. Is the stage now set for further explosive growth?
A $350 billion opportunity awaits banks and merchants that can figure out how to let AI power seamless embedded finance.
Banking innovation has to balance the futuristic with the realistic. Here's how Synchrony plays to its 'strike zone' with developing technology.
What does it take to be successful with an embedded finance strategy? And what do nonbank platform partners value most? IBM research offers some insight.
To avoid disintermediation, financial institutions must build embedded finance solutions that will grow deposits and loans.
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
As an 'invisible' partner to nonbanks and fintechs that want to help customers with their financial needs, your bank gains new places to offer its services. A McKinsey expert lays out an action plan.
Embedded finance can be the seamless bridge between a bank brand, the consumer and ultimately the banking provider, says FIS Global's Mike Kresse and Taira Hall.
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Banks that partner with retailers and other sellers to become their invisible financial channel can pick up new customers and loan growth.
To capitalize on BaaS opportunities, banks must develop new solutions by collaborating with the right partners quickly.
Banking organizations must find ways to improve consumer experiences by participating in embedded financial opportunities with third-parties.
Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets.
Seamless service is what consumers seek, and that includes financing and paying for ecommerce purchases —which pretty much covers everything.
A new report shows a rise in consumers’ demand for embedded lending, even if they're not using it (yet). Banks need to get ahead of the curve.
IBM's Shanker Ramamurthy discusses the growing need for banks and credit unions to embrace the potential of embedded finance.
Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.
What are the top retail banking trends for financial institutions to keep an eye on in 2023? Editor-in-chief and publisher of Fintech Finance Magazine Ali Paterson has what banks need to know.
Sustainable banking is moving past its early days and 'greenwashing.' A business case can be made and many banks will need the income soon. Here's how to fit it in.
To achieve your growth goals in the year ahead, you'll need to find big ideas and unleash new innovations. But you should start building your budget here first.
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