The Potential Impact of Apple’s New ‘Embedded’ BNPL Product on Banks
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
Formerly foes, fintechs now can be a lifeline through partnerships that enable banks to deliver banking-as-a-service and embedded finance.
A group of BaaS providers and other banks have developed a banking-fintech lexicon to help bring uniformity to a rapidly evolving strategy.
The key to this bank's success is in its fintech and embedded banking investments, which led to explosive growth in payments and lending.
Reflecting the massive explosion of neobanks and fintech providers, more people now use digital banking solutions than they do social media.
Payments are a competitive winner in banking, not just a cost center. IBM's global payments leader Mike Cook talks how banks can keep up with a new generation of payment providers.
Can traditional banks keep pace with a payments ecosystem where innovation balances speed and security?
Slick digital veneers on aging legacy systems are beginning to crack, while embedded finance and open banking are surging.
A reset of existing business models in banking is underway, thanks to technology like artificial intelligence, hybrid cloud, embedded finance and banking as a service.
Jason Mikula, a former banker turned innovation consultant, explains the explosive growth, the opportunities and the risks in embedded finance.
Almost half of non-banking companies say they're already investing in embedded finance, says Accenture's chief operating officer Eric Sager and cross-industry financial services lead Ben Brown. Where does the banking industry lie?
Headless banking is poised to reshape banking-as-a-service — but technology limitations and regulator scrutiny could limit widespread adoption.
CSI surveyed community bankers nationwide to learn their investments and goals. Read the interactive research report for the trends and strategies for success in 2024.
Are these common misconceptions about open banking putting your bank on the wrong path? Or keeping your efforts in 'park'?
Putting Capital One auto loan power into a mobile app is just one of the ways Sanjiv Yajnik and his teams have shaken up banking.
A steady stream of enforcement actions continues to flow through the banking as a service and embedded banking space.
A pivot from mass marketing to speedy product development drives customer growth and revenues.
Bankers now say upheaval in the industry has spurred the refinement needed to bring banking-as-a-service to the front of the table.
After years of shrinking investment and valuations in the fintech industry, 2024 could be the year for a fintech turnaround.
Generative AI brings increased possibilities and increased risks to both business and consumer payments. Learn how.
A recent survey and report by the World Economic Forum found that many global fintechs are finding prosperity and profits in underserved markets.
From sensors that can improve branch experiences, to a box that pulls water from the air, U.S. Bank finds inspiration at CES.
Banks may not be as cool as fintechs, but they have their own pluses that the newer players can benefit from.
Manual tasks across channels is costly. And while AI is hot, there’s a simpler way to bring efficiency that many bankers have overlooked.
Read More about The New AI: A Banker’s Guide to Automation Intelligence