Where P2P Payments are Heading
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert.
Search Results: innovation
Driving Digital Sales in Financial Services
Growth is not guaranteed in banking, and banks needs to follow a well-defined formula to multiple their results, says CEO of the Digital Growth Institute James Robert Lay.
Customer Experience Trends in Financial Services
Banks and credit unions see digital's impact, yet half say CX budgets will remain the same in the year ahead, making it tough to keep up.
Square Plunges Deeper Into Banking With Plans for Checking & Savings
The big fintech's design for low-cost business checking – unexpectedly revealed – could rock the SMB revenues of traditional institutions.
The Importance of a Modern Banking Platform
FIS Global is helping banks find the right investment in available technologies. Andrew Beatty, the head of Global Next Generation Banking, shares his projections for where the industry needs to focus efforts.
Growing Impact of Payment Disruptors Threatens Financial Institutions
Financial institutions can't rely on consumer loyalty. Big techs and mega retailers can, and will, offer what consumers really want.
How Financial Institutions Can Fire Up Their Lending Engine
By adopting current marketing methods, forming partnerships and offering credit that consumers want most, lenders can grow their portfolios.
The Evolution of the Branch Strategy at Citi
Following the Covid-19 pandemic, many banks and credit unions rethought their branch strategy. Bank branch as a delivery model is key to growth in banking, says Citi's Mindy Mercaldo.
5 Ways Banks & Credit Unions Can Strengthen Their Data Capabilities
Effective use of data to enhance customer experience and sales still eludes most financial institutions, but is increasingly within reach.
Brace Yourself for the ‘Bank of Amazon’ (It’s Coming)
Business credit illustrates how far the ecommerce portal has come, and how far it still has to go before it can truly replace banks.
Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response.
Fintech-Bank Hybrids Are the Future of Banking
Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. Partnering in some form will be required.
Using Data and Insights to Drive Growth in Banking
How does data set the foundation for modern banking? Segmint's Marla Pieton and North Brookfield Savings Bank Marco F. Bernasconi, Jr. are here to provide their insights.
The Advantages of Cloud Computing in Banking Are Undeniable
Migration to the cloud allows banks to improve the customer experience, reduce costs, mitigate risks, and increase business agility.
How This Ex-Apple Card Strategist Is Taking ‘Dave’ to Next Level
This all-mobile challenger using a 'banking-as-a-service' model has big plans to build out more solutions on top of its app backbone.
The 5 Biggest Missteps Banks Make When Retooling Their Internal Culture
Most culture-change efforts end up doing little except allowing executives to 'check the box.' Here's what's needed to create real change.
The Pandemic Has Changed How Everyone Banks (And Here’s How)
While consumers are flocking to digital banking at a record pace, their banking preferences and behaviors still vary by generation.
How Banking Is Set to Evolve
The banking industry is already beginning to look very different. Four key trends will impact the near-term future and bear close attention.
The Future of Payments is Fast, Seamless, Safe and Embedded
Payments are a competitive winner in banking, not just a cost center. IBM's global payments leader Mike Cook talks how banks can keep up with a new generation of payment providers.
Covid’s Lasting Impact on Banking Remains Unclear
There's a need for business model innovation given expanding fintech-big tech competition, says Forrester. But neobanks have challenges too.
Beyond P2P: The Future of Real-Time Payments
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
Digital Marketers in Banking Facing Their Greatest Hurdles Internally
The promise of martech and other tools quickly fades if marketing doesn't mesh with other functions and if staff doesn't communicate.