‘Real-Time Payments’ Expert Pivots to ‘Chuck,’ a P2P Platform for Community Banks
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
After a federal district court pauses CFPB's late fee rule, issuers have breathing room to find alternative revenue sources.
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
Even the 'experimenters' who use digital wallets more than other consumers find them clunkier than debit cards. Better product design and messaging would help.
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
Amazon Pay is a BNPL latecomer. But partnerships with the fintech Affirm and JPMorgan Chase could put it at the forefront of major growth in this payments segment.
Consumer spending is often done on debit cards, so why not do more to differentiate — and market — these cards as a way to attract deposits?
The Federal Reserve already has plans to roll out new features for its instant payments service, a rival to the RTP network.
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
The massive disruption in payments hints at what open banking will spark for all of U.S. financial services. Is your tech strategy ready for this?
Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
As Twitter revives its superapp dream, consider that Apple might already be one. It's not a copy of WeChat or AliPay, but a uniquely American take.
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Discover how State Employees Credit Union maximized process efficiency, increased loan volumes, and enhanced member value by moving its indirect lending operations in-house with Origence.
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Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.
Technology & third-party collaborations are not just value-added propositions, but fundamental elements to meet strategic banking urgencies.
Consumers like buy now, pay later options. Isn't it time traditional players gave them better BNPL programs?
Paze reveals some new details as it pushes to get merchants on board. But data on its digital wallet rivals shows the uphill battle ahead.
David Birch, international speaker and author, predicts how wearable technology will be a major differentiator for both payments and digital authentication in the future.
Just as credit card rates hit a record high, here comes TD Clear, the first U.S. credit card that charges no interest and no late fees.
Inflation is wearing on consumers, who are buying groceries on buy now, pay later plans & hiding cash in the fridge. Yet small splurges rise.
For the first time in 40 years, banks must factor sustained inflation into their consumer credit strategy.
Getting consumers interested in a credit card is only part of the battle. The application process is a whole other challenge.
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Explore the big ideas, new innovations and latest trends reshaping banking at The Financial Brand Forum. Will you be there? Don't get left behind.
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Find out how SLD helped CQRC Bank to create the perfect harmony of financial services, local culture, and the human touch in their branch transformation.
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