Wealthfront: A Digital Solution In The Battle For Millennial Deposits
Wealthtech founder reveals strategies to serve the needs of Millennials with investable assets. And it doesn't include a bank charter.
Is a Subscription Model the Answer to Challenger Banks’ Profit Problem?
This mobile business-banking app gives nothing away. But its single flat fee simplifies typical bank pricing while adding new features.
Digital Transformation Success Elusive For Financial Institutions
The DBR finds while banks know the importance of digital transformation, many still have not implemented the required strategies.
BankMobile: From Fintech Bank to Techfin Platform
BankMobile started out as a brainchild of Customers Bank. Then, it acquried a college student checking platform, then it partnered with Sprint Mobile. Later, it partnered with GooglePay. Co-founders Jay and Luvleen Sidhu discuss the digital bank's story and the plans for growth in banking.
How Financial Institutions Must Resolve Internal Squabbles Over Data
Making tomorrow's superior banking tech like chatbots and voice assistants function properly hinges on better use of customer information.
Three Ways Bank Lenders Are Preparing for the Post-Covid World
When the credit delinquency dam breaks, some banks and credit unions will be ready. Here's how leaders are preparing their collections teams.
Intuit Muscles into Banking with AI-Powered Primary Checking Account
QuickBooks Cash Account, with Green Dot as partner, will build on the software company's existing base of five million small businesses.
Google Banking: Big Opportunity or Great Risk for Banks?
Several large and small financial institutions have agreed to partner with the tech giant. Should you? Consider these pros and cons first.
Varo: The First Nationally Chartered Fintech Bank
Why did Varo pursue a national charter? Better question yet, how did it achieve it? The digital bank's founder and CEO Colin Walsh sat down with Jim Marous to talk through the process of earning a U.S. charter and the benefits of existing as an exclusively-digital bank.
How Marketing Can Save Banking By Defining a New Mission
Too much focus on process and profits over purpose is disconnecting banks from customers. Four questions provide the key to a culture shift.
Taking Community Banks National Demands a Niche and a Strategy
Building innovation on a basic bank chassis to produce fresh growth and expansion means venturing beyond your institution's comfort zone.
Wealthfront: Transforming From a Robo-Advisor to Digital Bank
Andy Rachleff, co-founder of Wealthfront, and his business partner Dan Carroll took the financial industry by storm when they built Wealthfront. Since its launch, it has evolved from wealth management platform to digital savings products and, now, checking accounts.
How BaaS Turns Traditional Banks Into Digital Deposit & Loan Machines
Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it.
Why This Bank Is Betting Its Future on Blockchain Payments
Signature Bank believes real-time payment capability is a must and that building it with blockchain technology provides an innovation edge.
Five ‘New Normal’ Imperatives for Retail Banking After COVID-19
Success will hinge on digital innovation to meet new competition, personalized service, redefining risk and managing a remote workforce.
Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit?
Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help.
Financial Marketing Takes Center Stage
Covid-19 changed financial marketing more than anything else in the eight years that the Digital Banking Report had witnessed. Deluxe's President and CEO Barry McCarthy sat down with Jim Marous to talk out how.
Wells Fargo Retail Chief Says COVID Won’t Kill Branches
Mary Mack, Wells Fargo's retail CEO, looks to banking's future and sees strong role for face-to-face service — but not banking as usual.
How Covid-19 Redefined Consumer Expectations in Banking
Consumer expectations changed during the Covid-19 pandemic. Citizens Bank's Chief Experience Officer Beth Johnson has insights into the short- and long-term methods banks can utilize to keep customers engaged.
The Future of Banking: Tomorrow Will Be Radically Different
Google, Amazon, Apple and rapidly evolving digital innovation will shift what financial products look like and what bank marketers do.
Pandemic Exposes Paradoxes in Digital Banking Transformation
The potential of digital banking transformation will fall short if investments do not align with known strategies for success.
COVID Crisis Creates Unprecedented Digital Banking Pivot Point
People no longer are accepting sub-standard digital experiences from their financial institution, or customer care that lacks a human touch.
