The latest news about business lending services, and the strategies banks use to grow loans and increase lending volume with SMEs and business owners.
The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal
Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.
The Future of Niche Banks
Alex Johnson, founder of Fintech Takes, discusses the future of niche financial institutions where funding has become more difficult, scalability continues to be elusive, and acquisition and loyalty increasingly challenging.
Webinar: How $4B Numerica CU and Tyfone Built Dramastically Better Digital Business Banking
Learn how a dramastically different approach to vendor/customer relationship built a business digital banking solution.
Webinar: Value of Embedded Finance
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
How Banks Can Avoid Losing Small-Business Loans to Fintechs
Fighting back against nonbanks like LendingClub and Funding Circle means adopting some of their digital tactics. But the benefits are many.
Amazon Boosts Business Lending Lineup with Fintech Cash Advances
A new fintech partnership enables sellers to finance their Amazon marketing through a 'pay-as-you-sell' approach.
The Best Customer Experiences Start with Identity Protection
Keeping consumer (and business) data is at the crux of trust in banking, especially during onboarding, says the CEO of IDology, Chris Luttrell. How can that trust be fostered as more institutions invest in new technologies?
Webinar: Simplifying Digital Account Opening and Loan Applications
It's time to reimagine digital account opening for both consumers and businesses. Learn the critical components of UX for account opening.
Locality Bank: Using Modern Technology to Serve Small Businesses
Small businesses are hardly ever served well by the banking industry, even while they're the foundation of the American economy, says Corey LeBlanc, co-founder of Locality Bank.
OakNorth: A Blueprint for Future Bank Success
Businesses are big business in banking. Unfortunately, most small businesses are struggling to get fast and flexible financing, says OakNorth Bank's chief operating officer Jackson Hull.
How the Convergence of Fintech & Banking Is Transforming Business Lending
The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows.
Square: An Increasingly Strong Player in Financial Services
If there is a single small business challenger bank for traditional banks and credit unions to keep an eye on, it's Square. Here, we hear from CEO Lewis Goodwin on his plans and the challenges facing North American fintechs.
How the ‘New Normal’ is Driving Change in Small Business Lending
Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits.
Why Are So Many Credit Unions Buying Banks?
Cross-industry acquisitions, once rare, have shot up under the pressure to grow. Policy issues threaten to quash the trend.
Community Institutions’ Golden Opportunity to Grow Small Business Loans
The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.
Banks’ Poor Use of Data Drives Business Customers to Fintechs
Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.
How Banks Can Build Financial Experiences With Partner Marketplaces
Here is what banks should know about creating an Apple-store like experience for business customers looking to purchase fintech solutions.
How BofA Grapples With The Increasingly Digital Small Business Market
Formidable fintech foes like PayPal, Square and Stripe challenge even the biggest banks. Here's how the No. 2 U.S. bank is responding.
Traditional Bank Lenders Gaining Market Share at Fintechs’ Expense
During the pandemic, banks and credit unions greatly surpassed fintechs in both lending volume and satisfaction among small businesses.
How COVID has Accelerated the Future of SME Lending
Technology has moved from limiting factor to enabler in small and midsize business lending for banks and credit unions that embrace it.
How to Nail the Small Business Banking & Lending Market
Rough times mean stepping up your digital game to fend off fintech niche players and adding relationship managers who are effective remotely.
Most Digital Lending Not Ready for Prime Time
MeridianLink's Product Director Christopher Maloof says the key for banks to succeed in an ever-growing digital world is to revolutionize the back-end processes.
