How Higher Interest Rates Flipped Small Business Credit Needs
Grasshopper Bank's head of SBA lending says high rates have led to 'credit compression' among smaller borrowers.
The latest news about business lending services, and the strategies banks use to grow loans and increase lending volume with SMEs and business owners.
Special Report: Good news: Many current lines of business will endure in the bank of the future, enhanced and augmented by digital technologies.
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Grasshopper Bank's head of SBA lending says high rates have led to 'credit compression' among smaller borrowers.
Do regionals have to consolidate to thrive? One leader says yes, but others see alternative strategies.
Special Report: Good news: Many current lines of business will endure in the bank of the future, enhanced and augmented by digital technologies.
Bankers who proactively plan how to support small business customers affected by a natural disaster can truly fulfill the role of trusted advisor.
As small business lenders plan their tech budgets, they should keep the CFPB's final rule implementing Section 1071 of the Dodd-Frank Act top of mind.
Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.
Alex Johnson, founder of Fintech Takes, discusses the future of niche financial institutions where funding has become more difficult, scalability continues to be elusive, and acquisition and loyalty increasingly challenging.
Learn how a dramastically different approach to vendor/customer relationship built a business digital banking solution.
Embedded finance is critical for financial institutions wanting to attract and retain business customers. Here's how.
Fighting back against nonbanks like LendingClub and Funding Circle means adopting some of their digital tactics. But the benefits are many.
A new fintech partnership enables sellers to finance their Amazon marketing through a 'pay-as-you-sell' approach.
Keeping consumer (and business) data is at the crux of trust in banking, especially during onboarding, says the CEO of IDology, Chris Luttrell. How can that trust be fostered as more institutions invest in new technologies?
Listen to the brightest minds in the banking and business world and get ready to embrace change, take risks and disrupt yourself and your organization.
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It's time to reimagine digital account opening for both consumers and businesses. Learn the critical components of UX for account opening.
Small businesses are hardly ever served well by the banking industry, even while they're the foundation of the American economy, says Corey LeBlanc, co-founder of Locality Bank.
Businesses are big business in banking. Unfortunately, most small businesses are struggling to get fast and flexible financing, says OakNorth Bank's chief operating officer Jackson Hull.
The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows.
If there is a single small business challenger bank for traditional banks and credit unions to keep an eye on, it's Square. Here, we hear from CEO Lewis Goodwin on his plans and the challenges facing North American fintechs.
Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits.
Cross-industry acquisitions, once rare, have shot up under the pressure to grow. Policy issues threaten to quash the trend.
The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.
Despite progress in analytics, data-driven decision-making lags, especially with SMB customers, making them susceptible to poaching.
Here is what banks should know about creating an Apple-store like experience for business customers looking to purchase fintech solutions.
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Build a modern credit card strategy that balances profitability and risk, adopts the latest technology and delivers the customization that cardholders demand.
Read More about Navigating Credit Card Issuing in an Uncertain Economic Environment