Articles about open banking, looking at how fintechs and third-party developers use data and APIs to build new digital banking applications and solutions.
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
Navigating the Future of Hybrid Cloud in Finance
Judith Pinto and Prakash Pattni from IBM discuss how hybrid cloud unlocks new opportunities by supporting workloads, fostering innovation, and managing risk.
Embedded Banking: The Imperative Transformation for Digital Success
IBM's Shanker Ramamurthy discusses the growing need for banks and credit unions to embrace the potential of embedded finance.
Is CFPB’s Mobile Payments Salvo at Apple & Google Good for the Industry?
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
The Tech Strategy You Need to Deal with Disruption in Real Time
The massive disruption in payments hints at what open banking will spark for all of U.S. financial services. Is your tech strategy ready for this?
The Final Mile of Data: From Insights to Engagement
Ed Maslaveckas of Bud Financial explains how financial institutions of all sizes can leverage data insights, personalization, open banking and BaaS as strategic differentiators.
Open Banking Technology: How to Get the Most Bang for Your Buck
Tight technology budgets demand prioritization of spending on open banking technology adoption. Focus on strategy instead of being cool.
The Future of Open Banking in 2023
Open banking is how banks can achieve digital transformation — from payments to lending to investments and more — says former HSBC'schief technology officer Dr. Ritesh Jain.
Take 3 Steps to Ensure Open-Banking Success Ahead of CFPB Rules
Open banking is coming soon. Here's what banks should do now to seize the opportunities it offers.
Open Banking: Catalyst for Banking’s Future Growth
Traditional banking institutions can expand offerings for consumers and find more profit by sharing data with fintechs and other partners.
The Future of Open and Embedded Banking at Truist
Businesses need access to embedded banking products that can integrate with open banking and banking-as-a-service providers. Truist Bank is providing just that, says SVP of open and embedded banking Anthony Burton.
MX: The Next Frontier of Money Experiences
Jim and Jim Magats, the CEO of MX Technologies, talk how data and analytics insights can power banking in 2022 and beyond.
How Open Banking Increases Data Value for Banks & Consumers
Open banking enables a more complete view into consumers' finances to drive innovation and improve customer experiences.
What Banks Can Learn From Fintechs to Cultivate Customer Relationships
Great customer experience alone won’t keep customers from joining fintechs. Banks must use data to build an emotional bond based on outcomes.
How and Why Frost Bank Loves Open Banking & Data Sharing
Frost Bank's data-sharing deal with Plaid — its first big step in open banking — was driven by customers' demand to synch with fintech apps.
Banks Are Overlooking Big Opportunities in Open Banking
Open banking — and open finance even more so — is the key to creating personalized banking experiences and driving financial innovation.
Apple’s Strategy to Dominate Payments with Open Banking Fintech
The tech giant's startup acquisition could enhance credit card penetration in the U.S. and beyond while improving Apple Pay engagement.
Core Banking Tech Provider: It’s Game Over for Legacy Systems
The cloud is banishing clunky digital technology. So says the CEO of a Big Three tech provider, who is staking his company's future on it.
4 Ways Digital CX Leaders Can Use Open Banking and APIs
Refocusing on what consumers really want from open banking and using the technology to save them time and effort are essential.
Data Reveals People Don’t Trust Open Banking or Fintechs, But Use Both
It may take years for the U.S. to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts.
Top Trends Transforming Business Banking in 2022 and Beyond
Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game.
Just How ‘Open’ Will Banking Become in 2022?
The financial institutions that will win in an open banking environment are already planning now and overhauling legacy IT infrastructure.
Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business models.
