How Open Banking Increases Data Value for Banks and Consumers
Open banking enables a more complete view into consumers' finances to drive innovation and improve customer
Open Banking
Articles about open banking, looking at how fintechs and third-party developers use data and APIs to build new digital banking applications and solutions.
What Banks Can Learn From Fintechs to Cultivate Customer Relationships
Great customer experience alone won’t keep customers from joining fintechs. Banks must use data to build an emotional bond based on outcomes.
How and Why Frost Bank Loves Open Banking & Data Sharing
Frost Bank's data-sharing deal with Plaid — its first big step in open banking — was driven by customers' demand to synch with fintech
Banks Are Overlooking Big Opportunities in Open Banking
Open banking — and open finance even more so — is the key to creating personalized banking experiences and driving financial
Apple’s Strategy to Dominate Payments with Open Banking Fintech
The tech giant's startup acquisition could enhance credit card penetration in the U.S. and beyond while improving Apple Pay
Core Banking Tech Provider: It’s Game Over for Legacy Systems
The cloud is banishing clunky digital technology. So says the CEO of a Big Three tech provider, who is staking his company's future on
4 Ways Digital CX Leaders Can Use Open Banking and APIs
Refocusing on what consumers really want from open banking and using the technology to save them time and effort are
Data Reveals People Don’t Trust Open Banking or Fintechs, But Use Both
It may take years for the U.S. to fully embrace open banking, even though consumers routinely link third-party apps to their bank
Top Trends Transforming Business Banking in 2022 and Beyond
Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game.
Just How ‘Open’ Will Banking Become in 2022?
The financial institutions that will win in an open banking environment are already planning now and overhauling legacy IT infrastructure.
Six Retail Banking Technology Trends for 2022
The six trends will provide competitive advantages, including increased efficiency, improved experiences and future-proofed business
Why Open Banking Is a Must-Have for U.S. Financial Institutions
Increasingly consumers want solutions to their money challenges and they don't care if it comes from a bank, a fintech or some
Data Sharing Partnerships Give a Big Boost to Open Banking
Moves involving Plaid and Q2, and Envestnet Yodlee and TD Bank will boost adoption of fintech data sharing by banks and credit
Core Providers Not Seen as Viable Open Banking Partners
The development of open banking solutions by banks and credit unions requires significant support beyond existing third-party
People Love Digital Banking, But Will They Surrender All Their Data?
The shift to an online landscape revolutionized banking. The industry is evolving how it shares data but consumers aren't
9 Tech and Payment Trends Shaping Community Institutions’ Future
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.
Open Banking Transforming Business Models Forever
Financial institutions must embrace the open banking movement as a path to relationship growth and organizational
How Should Banking Respond to Embedded Finance Model?
Banking organizations must find ways to improve consumer experiences by participating in embedded financial opportunities with
Open Banking Builds Trust Among Consumers at Multiple Levels
A turning point in financial data sharing may be coming, which will open up opportunities for both consumers and financial
How Open Banking’s Big Threat to Incumbents Could Become a Gain
Forget what you think about this subject and focus on one thing: Financial data will increasingly be open. You can benefit or
3 Ways to Keep Data Fraud From Sabotaging Digital Banking CX
As the world becomes more digital, fraudulent activity will continue to skyrocket. Proactive steps can help prevent financial havoc.
Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast
Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets.