G.R.A.D. – “Getting Ready for A Degree”
A savings account that is available to members wishing to save money for future education. It can be used personally for the individual or for any family member including children, grandchildren, nieces, and nephews. The money collected in this account can be used for, but is not limited to, educational expenses such as tuition, books, and registration fees at both primary and secondary institutions.
H.O.M.E. – “Home Ownership Made Easier”
An account designed to help buyers save money that can be applied towards the purchase of their first home. The home must be purchased in the name of the account holder. Acceptable costs that are covered by the account include down payments, inspections, mortgage fees, and closing costs.
P.A.C.E. – “Planning Ahead for a Cash Emergency”
Provides a way for members to save money for unexpected cash emergencies that might otherwise deplete traditional savings accounts or be paid with credit cards. Events such as job loss, auto or home repair, and family illness are just a few that qualify for this savings plan.