CFPB’s Foray into BNPL Regulation Stirs Ire and Interest
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
The latest news and articles about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
For all its meteoric growth, fintech was beset by five critical weaknesses. The winners in the next round must overcome them all. Learn more in the second part of this three-part series.
A strong holiday season buoyed BNPL firms' hopes, and the growth forecast is also strong. But clouds are also gathering.
Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.
Buy now, pay later hit banking hard in 2023, and its influence will only grow in 2024. Check out our top five stories on BNPL this year.
A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later.
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Buy now, pay later can be a complement to credit card programs rather than a competitor. It can enhance the customer experience and appeal to younger generations.
The CFPB examines the dynamics of the credit card market in its data-filled report. Red flags include 'persistent debt' for 10% of cardholders.
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
Join us August 8th for Discovery2024, your gateway to the strategic insights and human connections you may need to navigate the evolving financial landscape.
Join Kasasa’s insightful webinar to explore effective strategies for navigating the complexities of rate uncertainty.
Read More about Solving the Deposit Puzzle: Strategies for Growth in Rate Uncertainty
Amazon Pay is a BNPL latecomer. But partnerships with the fintech Affirm and JPMorgan Chase could put it at the forefront of major growth in this payments segment.
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Consumers like buy now, pay later options. Isn't it time traditional players gave them better BNPL programs?
Inflation is wearing on consumers, who are buying groceries on buy now, pay later plans & hiding cash in the fridge. Yet small splurges rise.
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Payment fraud is becoming exponentially more prominent, and customers are getting worried. Sardine's Simon Taylor and Soups Ranjan talks through the steps banks need to take next.
Consumers are growing more fond of digital wallets and instant payments, BNPL and cryptocurrency as primary payment solutions. The financial institutions providing payments tech need to up their game, says i2c's head of product development for lending, Dan Hanks.
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
With a billion credit cards in use in the U.S., and BNPL gaining fast, primary card status is tougher to achieve (and more vital) than ever.
Customers navigate a multi-touch, multi-channel journey before interacting with your brand. Do you deliver successful and seamless experiences at every touchpoint? Download webinar.
Learn how to navigate and win over customers with the right branch transformation. Listen to JP Lacroix and Marbue Brown discuss strategies, insights, and more.
Read More about Navigate And Win The Branch Transformation Race