Credit Card Issuance: Strategies & Solutions
A suite for payments leaders to explore credit card trends, data-packed reports, and insights on why offering a robust credit card program drives revenue and builds loyalty.
Featured Articles

Why Cardholders Switch, and What It Takes to Keep Them
Losing top-of-wallet status is a stealth problem. It can creep up on a cardholder relationship gradually and then suddenly.

How AI Can Help Banks and Credit Unions Defend Against Credit Card Fraud
Resilient fraud strategy depends on how well institutions align technology, operational capacity, and user experience.

How a Strong Credit Card Program Strengthens Your Institution’s Brand and Community Ties
A credit card is the highest-frequency brand asset a credit union has, but too many programs are still built and measured as revenue lines.

How Credit Card Installment Lending Is Becoming a Critical Retention Play
Embedded pay-over-time can help banks and credit unions keep purchase financing, card use, and customer engagement in-house as BNPL grows.

The Build vs. Buy Decision Every Card Portfolio Faces in 2026
As card programs grow more complex, banks and credit unions are weighing whether to keep issuing in-house or partner.

How Card Apps Are Changing the Competition for Top-of-Wallet
Card apps are reshaping top-of-wallet competition, and new data shows they’re driving spending increases for nearly a third of cardholders.
Additional Resources

Leveraging Technology Infrastructure
A benefit of an issuing partner is the scale and to-market power of products and technology. Enjoy a preview of Elan’s digital experience and installment lending feature.

Why We Outsourced Credit Card Issuing
In these short videos, hear from banks and credit unions that have chosen an agent issuing partnership with Elan.

On-Demand Webinars
Watch webinars on agent issuing basics, strategies for navigating economic changes, and credit card market insights.

Credit Limits: Understanding Requests, Denials and the Consumer Experience
From building credit scores to emergency expenses, credit limits are central to financial planning.

What It Takes to Build and Launch a Competitive Credit Card Program
Rising fraud, digital demand, and regulatory pressure are reshaping credit card programs and whether issuing in-house in still the right choice.

Winning Top-of-Wallet: How Credit Card Apps Shape Choice
This new report from PYMNTS and Elan Credit Card reveals why the mobile app is becoming as important as the card itself.

Digital Payments Evolution: Virtual Cards Poised to Take Off
Financial institutions that align with evolving consumer behavior — especially around mobile wallets and one-time-use features — can usher in the next wave of digital payment innovation.

Optimizing Your Credit Card Rewards Program
How does your rewards program influence consumer decisions? What are today’s preferred benefits? This whitepaper outlines what to consider.

5 Evolving Attack Methods in Credit Card Fraud
Learn about cyber attack methods, impacts of fraud losses and strategies to mitigate fraud for your financial institution and customers.
