Low-Cost Deposit Strategies

“Growth anxiety” is spreading among credit union leaders. A new report pinpoints why and argues for the overhaul of many longstanding assumptions.

Article

Are deposits costing your bank too much? Here’s how nine community institutions used DDAs to lower their CD expense.

Article

Community financial institutions should move away from CD-heavy funding strategies toward relationship-based checking and savings accounts.

Report

Gen Z faces financial pressures but demands digital-first. Here’s how banks can design products that meet their liquidity and tech needs.

Article

Amid growing competition, banks weigh AI’s promise to transform deposit pricing against risks tied to transparency, trust and regulatory hurdles.

Article

How can community banks and credit unions compete? Focus on value over rates, modernized products, and smart marketing.

Article

The financial landscape is constantly shifting, with falling Fed rates and high deposit costs putting pressure on your margins—making it essential to preserve yields in any environment.