2026 Digital Banking Performance Metrics Report
Learn how banks and credit unions are measuring up on digital banking adoption, investment and performance in this report.
Nearly every financial institution has embraced digital banking. The real question now is whether they’re getting full value from it.
Mobile activation is at a multi-year high, and more than half of loan applications now come in digitally. But account opening abandonment, P2P losses to third-party apps and gaps in business banking features continue to hold institutions back.
This annual study from Alkami and Cornerstone Advisors uses data from 89 banks and credit unions to show what separates the high performers.
Also inside this report:
- Digital banking investment benchmarks
- 10 metrics of high-performing institutions
- Feature adoption and engagement trends
- New SMB and commercial benchmarks
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