Buy Now, Pay Later
The latest articles, webinars, podcasts, and reports about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
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Articles

BNPL Is Loss Prevention With an Outsized Payoff
Fintechs use BNPL as a backdoor into deposit relationships. Financial institutions can easily stop it. Here’s how.

Why Card-Based BNPL Is Poised to Become the Mainstream Pay-Later Channel
Half of major issuers now include BNPL options on their cards. And they offer advantages fintechs don’t.

Why the ‘K-Curve’ Demands Proactive Strategies from Banks Right Now
Beyond managing the impacts on credit portfolios, banks and credit unions need to rethink products and processes for a polarized population.

Digital Wallets Move to the Center of Payments, But the Long-Awaited ‘Superapps’ Are Looming
While digital wallets lead consumer payments globally, in the U.S., direct use of plastic remains strong. Can X’s coming “superapp” change all that?

How Arizona Financial Launched BNPL Inside Its Mobile Banking
Arizona Financial Credit Union saw thousands of transactions flowing to buy now pay later providers. So it created its own platform and generated tens of thousands in BNPL loans.

Why and How Banks Need to Build Share in Buy Now, Pay Later
Consumers like banks’ BNPL products. But usage trails fintech offerings badly. How banks can claw back share.
Webinars, Podcasts, Reports

Fighting Fraud has Become a CX Differentiator
Payment fraud is becoming exponentially more prominent, and customers are getting worried. Sardine’s Simon Taylor and Soups Ranjan talks through the steps banks need to take next.

An Innovation Mindset is Needed in Payments
Consumers are growing more fond of digital wallets and instant payments, BNPL and cryptocurrency as primary payment solutions. The financial institutions providing payments tech need to up their game, says i2c’s head of product development for lending, Dan Hanks.
How Banks Can Create a White Label Response to BNPL Threats
Legacy financial institutions may be hesitant to recruit third party fintechs to build out their products, and improve the development process, but it’s essential in order to outperform the competition, says Skeps CEO Tushar Srivastava.
Buy Now, Pay Later: A Digital Solution to an Age Old Problem
Buy now, pay later is revolutionizing the marketplace — for both financial and non-financial firms. How can BNPL be a win-win solution for everyone involved? PayPal’s vice president of global pay later products Greg Lisiewski has the answer.
How to Compete for Buy Now, Pay Later (BNPL) Customers
BNPL firms are cropping up more and more, points out Amount’s Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
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