Buy Now, Pay Later
The latest articles, webinars, podcasts, and reports about Buy Now Pay Later trends and how BNPL installment payments on retail purchases are disrupting lending and credit markets.
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Articles

5 Critical Payments Challenges for Banks in 2026. Keep Your Eye on PayPal
The new year will shake up bank and credit union payments as new competition becomes a real threat.

As BNPL Giants Push Debit Cards, Credit Unions Counter with Pay Later Offerings
Check your data: Your customers are flocking to fintechs, especially buy now, pay later players. Here’s how to reverse the flow.

BNPL Isn’t Just Lending, It’s a Card Growth Engine
BNPL-enabled debit cards drive 35% spending increases and stronger engagement. Financial institutions use this to compete with fintechs.

How Consumers Under 40 Are Driving Radical Transformations in Payments
In search of speed, convenience and control, younger consumers are embracing digital tools and platforms, often at the expense of traditional credit cards.

Margins, Loyalty and Risk: The New Credit Card Issuer’s Playbook
Card issuers face shifting consumer habits, margin pressure and rewards restructuring. Smaller banks must innovate.

Bundling Debit with BNPL Is the Next Big Thing in Cards
Innovative payment players are offering debit cards that can be switched into pay-later plans. The combo is like catnip for consumers.
Webinars, Podcasts, Reports

Fighting Fraud has Become a CX Differentiator
Payment fraud is becoming exponentially more prominent, and customers are getting worried. Sardine’s Simon Taylor and Soups Ranjan talks through the steps banks need to take next.

An Innovation Mindset is Needed in Payments
Consumers are growing more fond of digital wallets and instant payments, BNPL and cryptocurrency as primary payment solutions. The financial institutions providing payments tech need to up their game, says i2c’s head of product development for lending, Dan Hanks.
How Banks Can Create a White Label Response to BNPL Threats
Legacy financial institutions may be hesitant to recruit third party fintechs to build out their products, and improve the development process, but it’s essential in order to outperform the competition, says Skeps CEO Tushar Srivastava.
Buy Now, Pay Later: A Digital Solution to an Age Old Problem
Buy now, pay later is revolutionizing the marketplace — for both financial and non-financial firms. How can BNPL be a win-win solution for everyone involved? PayPal’s vice president of global pay later products Greg Lisiewski has the answer.
How to Compete for Buy Now, Pay Later (BNPL) Customers
BNPL firms are cropping up more and more, points out Amount’s Adam Hughes. How does it affect traditional POS card volume or traditional debit and credit card offerings?
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