Banking-as-a-Service
Articles, webinars, podcasts, and reports about Banking-as-a-Service (BaaS), embedded finance, and how non-banks provide payments and banking services with fintech solutions and platforms.
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Articles

How a 160-Year-Old Law Will Regulate AI for National Banks for Years to Come
Preemption of state-level AI laws by the national bank regulator’s special power could drive fintechs away from state charters and toward national banks as partners.

BaaS is Back: What Does Strong Sponsor Banking Look Like in 2026?
What does it take to build a sponsor-banking program in 2026? Here’s how a trailblazer in the new age of embedded finance built partnerships that triple in size.

Contextual Banking: How Vertical SaaS Cracks the Code of Embedded Finance
vSaaS platforms enable banks to reach small businesses with real-time data, embedded lending and tailored financial products.

Open Finance Is Exploding Globally. Why is the U.S. Lagging?
A new report predicts open finance will have a billion users globally in five years. If the U.S. is to keep pace, a clear regulatory framework will be key.

EY Banking Chief: The Banking Industry Must Build New Capabilities to Survive
EY’s global banking leader discusses how embedded finance, geopolitical uncertainty, and payment innovation are reshaping the industry’s competitive landscape.

The Mushrooming Regulatory Challenges to Banking-as-a-Service: A Field Guide
In an exclusive excerpt from his upcoming book, Banking as a Service, Jason Mikula catalogs the various — and vexing — regulatory questions that are dogging the BaaS business.
Webinars, Podcasts, Reports

Core Modernization, AI, and the Future of Banking
Modernizing no longer requires years of planning. Progressive methods are giving banks safer, lower-risk options to move forward.

Alternative to Core Replacement That Redefines Digital Finance
Q2’s Ahon Sarkar talks about a revolutionary approach to core banking modernization. By combining Q2’s digital banking platform, Helix’s cloud-based core and extensive fintech partnerships, Q2 Fabric is the key.

Payments and Embedded Finance Evolution: The Citi Experience
Terry O’Neil from Citi discusses how the convergence of traditional banking capabilities with modern digital experiences creates new growth opportunities while challenging established business models.

Banking 2025: Industry Experts Map the Path Forward
Industry experts Brett King and Ron Shevlin discuss how tech advancements, changing consumer behavior and market forces are reshaping banking.

Retail Banking Mid-Year Assessment: Jobs to be Done
11:FS’s David M. Brear explores emerging technologies, changing expectations, digital transformation and how leading banks are serving the consumer of tomorrow.

The Evolution and Future of Banking as a Service
Jason Mikula of Fintech Business Weekly discusses how banking-as-a-service (BaaS) can unlock new business opportunities and add value — and why BaaS has the potential to transform financial services.
