Banking-as-a-Service
Articles, webinars, podcasts, and reports about Banking-as-a-Service (BaaS), embedded finance, and how non-banks can provide payments and banking services with fintech solutions and platforms.
Articles
EY Banking Chief: The Banking Industry Must Build New Capabilities to Survive
EY’s global banking leader discusses how embedded finance, geopolitical uncertainty, and payment innovation are reshaping the industry’s competitive landscape.
The Mushrooming Regulatory Challenges to Banking-as-a-Service: A Field Guide
In an exclusive excerpt from his upcoming book, Banking as a Service, Jason Mikula catalogs the various — and vexing — regulatory questions that are dogging the BaaS business.
Embedded Finance Under Pressure: Compliance Issues Are Driving Sponsor Banks to Reset, Even Exit
Faced with mounting regulatory scrutiny, many banks are retooling their tech and their fintech relationships. Some are simply getting out.
What Does the BaaS Crackdown Mean for the Tradeoff Between Innovation and Compliance?
Product innovation needs the guardrails that compliance expertise provides. Here’s how a veteran makes them work together.
Banking as a Service Isn’t Over. It’s the End of the Beginning.
Viewpoint: For fintechs and their bank partners, federal consent orders signal a path to regulatory clarity.
What’s Next for Embedded Finance? A New Realism
Despite faltering hype and regulatory scrutiny, opportunities are still plenty abound in embedded finance.
Webinars, Podcasts, Reports
Payments and Embedded Finance Evolution: The Citi Experience
Terry O’Neil from Citi discusses how the convergence of traditional banking capabilities with modern digital experiences creates new growth opportunities while challenging established business models.
Banking 2025: Industry Experts Map the Path Forward
Industry experts Brett King and Ron Shevlin discuss how tech advancements, changing consumer behavior and market forces are reshaping banking.
Retail Banking Mid-Year Assessment: Jobs to be Done
11:FS’s David M. Brear explores emerging technologies, changing expectations, digital transformation and how leading banks are serving the consumer of tomorrow.
The Evolution and Future of Banking as a Service
Jason Mikula of Fintech Business Weekly discusses how banking-as-a-service (BaaS) can unlock new business opportunities and add value — and why BaaS has the potential to transform financial services.
The Strategic Power of Embedded Finance
Christoffer Malmer of SEB Embedded and Pal Krogdahl of IBM Core Banking and Payments discuss how Swedish banking giant SEB reorganized its tech and innovation operations to become a leader in the embedded finance space.
The Final Mile of Data: From Insights to Engagement
Ed Maslaveckas of Bud Financial explains how financial institutions of all sizes can leverage data insights, personalization, open banking and BaaS as strategic differentiators.
