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Technology Strategies Archive

The Future of Banking Depends On Open Banking APIs

An open banking model, APIs and fintech partnerships provide unequaled opportunities for the survival of traditional banks.

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Will Augmented and Virtual Reality Replace the Bank Branch?

With advances in data analysis and digital technologies, do bank branches have advantages over artificial realities such as virtual, augmented and mixed reality?

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SoFi Wants to Steal Your Most Coveted Customers

SoFi, one of the fastest growing fintech challenger banks, is expanding into checking accounts and wealth management services.

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Banks & Credit Unions Must Join The Marketing Technology Revolution

If traditional financial institutions don't figure out how to leverage new martech tools, digitally-savvy neobanks will leave them in the dust.

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Banking Must Move From Mobile-First to AI-First

Artificial intelligence (AI) combines big data, advanced analytics and digital technology to deliver an enhanced banking customer experience.

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What is Blockchain… And Why Should I Care?

Blockchain will eventually impact retail banking, improving identity and risk management while enhancing the customer experience.

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Cardless ATMs Going Mainstream

The days of making cash withdrawals with ATM cards are numbered, as consumers and financial institutions alike increasingly embrace access via mobile phones.

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5 Requirements to Position Banking Organizations for Growth

New business models, advanced digital technology and strategic partnerships will provide banks the foundation for future growth.

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Can Challenger Fintech Banks Achieve Scale?

Challenger fintech banks will need to achieve scale to maximize both the cost- and feature advantages they have over legacy banking organizations.

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Report Analyzing Fintech Players Sparks Heated Controversy

An analysis of the players and strategies in the fintech battlefield ignited a massive debate, pouring fuel on an already controversial fire.

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API Innovation Coming From Inside and Outside Banking

The future winners and losers in financial services will be determined by digital innovations linked to open banking APIs.

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Banking Options Narrow: Partner or Acquire Fintech Firms

To jump start innovation, banking providers are increasingly collaborating with fintech firms, investing in them or outright acquiring them.

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Being a ‘Digital Bank’ Goes Beyond a Pretty App

Becoming a 'digital bank' provides an opportunity to improve the customer experience, reducing costs and increasing revenues.

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The Quest for Interactive Video Teller ROI

The question these days isn't whether to deploy interactive video teller machines. It's about whether you should go completely tellerless or not.

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The Time to Develop an Open Banking Strategy is Now

Open banking APIs will change financial services forever, combining services from various providers to deliver highly personalized solutions.

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Why I Became a Core Systems Renegade

You can't afford to pick the wrong replacement for your legacy core system. Here's why we shirked the predictable players and went rogue.

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Hello, May I Speak to My Personal Bot?

The concept of real-time, personalized service in banking will take a quantum leap forward with the integration of AI-powered chatbots.

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It’s the Technology. Period.

Updating current systems and increasing the use of advanced technologies is the gateway to the future for the banking industry.

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5 Steps To Prepare Your Bank For AI

Here are the initial steps your financial institution needs to take to implement an artificial intelligence strategy that ensures future success.

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Conversational Banking Will Transform the Financial Services Industry

Combining the power of artificial intelligence and social messaging, chatbots yield increased engagement with decreased costs.

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