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Technology Strategies Archive

Should Banking Build an Internet of Things (IoT) Strategy?

Banking needs to be prepared to respond to an increasing array of Internet of Things (IoT) opportunities, especially in the payments space.

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Data and Digital Channels Key to Customer Retention

Banks are testing open banking and partnering with fintech firms as ways to improve customer acquisition and retention.

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The Programmable Bank: Opportunities for Open Banking

Open banking APIs provide opportunities to expand services offered and experiences provided consumers, making banking apps more engaging.

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Top 5 Insurtech Trends for 2017

Insurance is using digital technology and devices to reduce costs, enhance customer experiences and improve back and front office operations.

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Will Banking Go Biometric? Yes… Maybe. Well, It’s Complicated

Voice verification, facial recognition, fingerprints, retina scanning are both easy and secure. So what's the hold up in the banking industry?

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Fintech Firms Attacking All Facets of Banking

As the scope and impact of fintech grows, traditional financial institutions must adapt through partnerships and investment in digital technology.

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APIs Blurring The Competitive Advantage Between Banking and Fintech

Open APIs provide banks and credit unions the opportunity to introduce fintech solutions using legacy systems faster than in the past.

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The Uncertain Future of Fintech

The relationship between traditional banking organizations and fintech providers changes as consumer demand for digital solutions evolve.

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Are Banks an Endangered Species?

Three out of five consumers in the U.S. believe banks will become obsolete in their lifetime. Here's why.

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The Invisible Bank of the Future

Invisible banking is part of a broader connected way of life, where voice and advanced analytics power digital personal assistants.

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The Biometric Future of Banking

Passwords are a problem. That's why banks and credit unions must pursue biometric alternatives for authenticating mobile banking users.

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5 Ways to Build Better Mobile Banking Solutions

To successfully champion digital transformation in the banking industry, leadership teams need to carefully weigh their mobile options.

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Which Fintech Firms Should Worry Community Banks and Credit Unions the Most?

Community bank and credit union planning processes need to adjust for fintech competitors.

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The Banking Regulator’s Dilemma

Effective financial regulatory policy must maintain control of undo risks while allowing for innovative market opportunities.

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Why You Should Worry About The Tech Vacuum In Your Board Room

Financial institutions need to increase the level of technology expertise at the board level to respond to new digital challenges and opportunities.

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3 Mistakes Fintech Startups Make On The Road to Failure

Fintech startups are founded on new, exciting ideas, but they often succumb to the same, avoidable problems. Here's why many of them die.

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The Battle Lines for the Consumer Have Been Drawn

The battle for the consumer is intensifying, with new players disrupting status quo and introducing new ways to deliver financial services.

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Fintech and Banking Partnerships Require Strategic Understanding

Before traditional financial institutions and fintech firms forge partnerships, they had best to understand the differences.

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The Transformation of the Digital Banking CIO

Banking CIOs need to acquire new skills and assume new responsibilities while fostering a collaborative start-up culture.

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Fintech: Banking Disruptor or Distractor?

Traditional institutions must improve the customer experience and leverage new tech instead and avoid distractions from quasi "disruptors."

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