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The Engagement Myth: Why Banking Apps Can’t Do It All

Engagement is stalling despite rising digital investment. Bank and credit union marketers must rethink where engagement happens — or risk wasting budget and missing growth opportunities.

This webinar explains why engagement can’t be fixed inside the banking app — and why continuing to try risks wasted spend and stalled growth.

Attendees will learn how to rethink the app as a transaction engine, then extend engagement beyond it using open banking and AI-driven environments that meet customers where they actually have time and attention.

In this webinar, banking executives will learn:

  • Why digital banking apps are structurally optimized for transactions, not engagement.
  • How behavioral limits cap engagement—regardless of new features or personalization.
  • Where meaningful engagement actually works, and why it must live outside the app.
  • How open banking enables secure, permissioned engagement beyond core channels.
  • Why AI-driven environments are emerging as the next frontier for financial guidance.

Meet the Experts:

  • Mark Rowan, CTO at Credit Union of Colorado
  • Jenn Underwood, Product Specialist at Fingoal
  • Mitch Rosenbaum, SVP of Innovation at Tyfone