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The High Cost of Standing Still

Learn how future-ready platforms, built in the cloud, offer scalability, reliability, security, extensibility, and compatibility with existing ecosystems and future innovations, allowing FIs to compete for users, even against the largest banks.


The financial services industry has experienced continuous evolution and technological innovation, fundamentally changing how consumers interact with their financial institutions (FIs).

This report covers:

  • The pressing need to adopt a future-ready digital platform
  • The importance of digital and branch integration
  • The real-world costs of standing still

2025 Q2 Report (Lumin Digital) The High Cost of Standing Still

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