« All Podcasts

Transforming Consumer Experiences With Personalization

Personalized experiences — regardless of the channel — is critical to banking’s digital transformation, says Personetics’ Jody Bhagat. But, there is a massive gap in the banking industry.

Published on March 2020 in Customer Experience

« VIEW FULL LIST OF BANKING PODCASTS

Picture of Jody Bhagat with PersoneticsFEATURING: Jody Bhagat, President of the Americas, Personetics

In a digital world, consumers want experiences that are highly personalized and contextual. From the way they search to the way they shop, view content or do banking, consumers expect organizations to know them, look out for them and reward them. Unfortunately, the majority organizations are only delivering basic personalization and are focused more on product sales than on helping the consumer manage their finances or their daily life. In other words, there is a massive personalization gap.

On today’s podcast, we discuss the importance and process of delivering hyper-personalized experiences, across all channels, as part of digital transformation. We also discuss the importance of creating personalized engagement that requires minimal effort from the consumer to ‘make it happen’.

We are joined today by Jody Bhagat, president of Americas for Personetics. Jody is an industry veteran, having prxfeviously been a partner at McKinsey & Company, and also working at U.S. Bank, Wells Fargo, and Providian.


About the Banking Transformed Podcast

In each Banking Transformed podcast, host Jim Marous has candid conversations with the world’s foremost leaders on what it takes to transform financial institutions during an age of digital disruption. His guests discuss technology, channels, innovation, customer experience, leadership, culture and competitive forces that are changing the banking industry faster than ever before.

VIEW FULL LIST OF PODCASTS

Jim Marous Profile PictureNamed as one of the most influential people in banking, Jim Marous is an internationally recognized financial industry strategist, co-publisher of The Financial Brand and the owner and CEO of the Digital Banking Report. The Digital Banking Report is a subscription-based publication that provides deep insights into the digitization of banking, with over 150 reports in the digital archive available to subscribers.

As a sought after keynote speaker, author and recognized authority on disruption in the financial services industry, Marous has been featured by CNBC and CNN, Cheddar, The Wall Street Journal, New York Times, The Financial Times, The Economist, The American Banker and has spoken to audiences worldwide. Jim has also advised the White House on banking policy.

For updates whenever new Banking Transformed podcasts are released, please sign up for The Financial Brand’s email newsletter. You can also follow Jim on Twitter and LinkedIn, or visit his professional website.

The Financial Brand is your premier destination for comprehensive insights in the financial services sector. With our in-depth articles, webinars, reports and research, we keep banking executives up-to-date with the latest trends, growth strategies, and technological advancements that are transforming the industry today.

© 2025 The Financial Brand. All rights reserved. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of The Financial Brand.