11. Michal Panowicz
Michal Panowicz is probably best known for the innovation he was a part of during his time at mBank in Poland. As the SVP & deputy head of digital banking at Nordea, Panowicz is a very highly sought after speaker on digital integration in the delivery process. His industry experience focuses on financial services and technology, combined with his functional expertise in operations & sales, strategy and finance management make him one of the true practitioners of digital banking.
“Banks WILL digitize – they have gone through disruptive information technology transformations before, so can they now.”
12. David Brear
David Brear has a deep range of experience in agency, consultancy and client side work for a number of top financial services brands. Brear is now part of the international Think Different Group. Previously, Brear headed the UK Digital Banking practice for Gartner Consulting, helping key banking clients put in place the right foundations and innovations to grow, expand, defend and run their markets and operations.
“With technology lowering the barriers to entry and with neo banks and technology firms nipping at their toes, banks need to find a way to give birth to the next generation. They have the money and customers … now they just need the balls, the leadership and the culture to make it happen to defend their crowns.“
13. Jim Bruene
Since 2007, Jim Bruene has been the ringleader of Finovate, the demo-only innovation showcases that have taken place in New York City, San Francisco, London and Singapore, drawing over 16,000 attendees. With a career that began in banking, Bruene has been a consistent and leading voice in banking for more than two decades, having founded the Online Banking Report (renamed the Digital Banking Report when sold to Jim Marous in 2014). An active observer of changes in the marketplace, Bruene authors the widely read Finovate and NetBanker blogs.
“Twenty years into the digital banking era, newcomers have captured less than 1% of the market. That is about to change.”
14. Elizabeth Lumley
A self proclaimed ‘global FinTech ambassador’, Liz Lumley has been in charge of the multimedia editorial output and special projects at financial technology newswire Finextra since 2009. Interviewing some of the most interesting leaders in financial services through the years, Lumley is internationally recognized as one of the best journalists in the industry and is highly active on all social media channels.
“There is nothing more disruptive than a female voice in FinTech.”
15. Kosta Peric
Kosta Peric is currently deputy director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, accelerating the adoption and use of financial services in developing countries. Previously, he was a technologist and a co-founder of Innotribe, a team that promotes innovation at SWIFT. He is also the author of The Castle and the Sandbox, a book on how to innovate in conservative companies.
“Innovation is about patience, perseverance and passion.”