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Building the Agentic Bank With Citi’s Driss Temsamani

Most banks still treat AI as a faster way to do the same work. Citibank believes the entire operating model of banking is about to change.

Published on May 2026 in Artificial Intelligence

Recorded live at the Financial Brand Forum, Driss Temsamani, Head of Digital at Citi and author of The Agentic Bank, explains why the next phase of AI is not about chatbots or isolated use cases. It is about rebuilding how banks deploy software, organize teams, serve customers, manage operations, and create decisions at scale.

We discuss why software development costs are collapsing, why subject matter expertise becomes more valuable in an AI-driven organization, how agentic systems could reshape customer engagement, and why technologies like blockchain may become foundational to the future of financial services infrastructure.

This conversation goes well beyond automation. It looks at what banking may become once intelligence is embedded into every part of the organization.