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Balancing Profit and Risk in Today’s Credit Card Market

Learn how to craft a modern credit card strategy that strikes the right balance and benefits needed by your financial institution.


In today’s challenging economic landscape, credit card issuers face mounting pressures that impact both profitability and risk management. These pressures can divert resources and investments away from core areas within your institution, making it difficult for your credit card program to maintain a competitive edge.

Join Elan Credit Card, a trusted agent issuer with over 50 years of experience, as their National Director Mitch Pangretic, and Brian Bugg, CFA, Director of Strategic Partnerships share valuable insights on:

  • Credit card profitability drivers
  • The impact of inflation and interest rates on your revenue stream and expenses
  • How the current economic environment impacts loss reserves and credit provision
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