Technology Strategies Archive

Digital Dawn On Earth

The Digital Dawn in Banking

A discussion of the challenges facing the banking industry and where organizations should start the process of digital transformation.


Data Protection

The Importance of a Global Identity Superset

The personal identification solution that is both secure and universally accepted needs to be developed for improved onboarding.


Money with shovel

Spending Moves from Compliance to Digital Transformation

After years of focusing IT spending on regulatory and compliance matters, banks are starting to shift IT resources to digital transformation.


Sand Running Through The Bulbs Of An Hourglass

Is the Banking Industry Living on Borrowed Time?

Are banks prepared to compete with the increasing threat from digital financial start-ups?


damaged marble column

What Differentiates Banking and Fintech?

Can traditional financial services firms learn from the fintech start-ups before it is too late?


A robot woman head

Robots and AI Invade Banking

Robots and artificial intelligence (AI) have the potential to reduce costs, process insight and improve the consumer experience.



The Uberization of Banking

The battle for the customer interface in banking is heating up. Can traditional banks and credit unions survive this disruption?


Financial Services

With Digital Banking, Consumers Must Come First

Consumer needs must come before technology with digital banking. A response to the Great Digital Banking Debate.


The Big Debate Concept

The Great Digital Banking Debate

As the discussion around the definition of digital banking continues, two industry leaders debate the best structure for the digital 'bank of the future'.


Future woman with cyber technology eye panel concept

Passwords Are Dead: Biometrics And The Future of Banking Security

Biometrics has the potential to replace conventional passwords to finally give banking the secret weapon it needs to fight fraud.


find the solution

‘Digital’ & ‘Omnichannel’ Remains Elusive in Banking

Few agree what 'digital' and 'omnichannel' means, even though many argue it is the future strategic framework in retail banking.


Group of business people assembling jigsaw puzzle and represent

Building a Better Delivery Model in Banking

Optimizing the value of physical and digital banking channels requires top-down management support and a channel agnostic perspective.


Strategic Acquisitions

With Fintech, If You Can’t Beat Them… Buy Them

Buying a technology company can speed innovation while improving a bank's or credit union's bottom line.



The End of Banking As Usual

Financial institutions must address the needs of millennials who are willing to bank with technology and telecommunications companies.



Does Your Big Data Strategy Need a Reality Check?

Big data provides the potential to increase revenues, decrease costs, improve operational efficiency and enhance the customer experience.



Game of Thrones: Fintech Power Struggles in the Age of Digital Disruption

Changes in financial technology investments signal a major shift in power. Banks and credit unions must be prepared.



BofA Employees Picket Video Teller Technology

Video teller machines will cost jobs, protestors say. But their picketing won't stop the inevitable.



Wearable Banking: Banks Roll Out First Apps for Google Glass

Banks like Banco Sabadell in Spain and a handful of others have started launching the world's first banking apps for Google Glass.



Bank’s Facial Recognition Software Reveals How People Really Feel About Money

Innovative, state-of-the-art software from a bank in New Zealand helps consumers uncover their true feelings about their finances.


Smartphone with cloud of application icons

Today’s Mobile Banking Apps: Table Stakes or Cutting Edge

Banks and Credit Unions continue to develop new mobile banking apps to keep up with global innovation trends.