Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Apple killed its BNPL entry, but there's still much activity in the business. Here's what BNPL players are up to.
The bureau's 'interpretive rule' used a regulatory fast pass to get on the books ahead of the election cycle. Will it work?
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.
Buy now, pay later hit banking hard in 2023, and its influence will only grow in 2024. Check out our top five stories on BNPL this year.
A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later.
Powered by cards and savings, founder Max Levchin's Affirm is aiming to become a major payments brand, challenging traditional consumer credit.
Buy now, pay later can be a complement to credit card programs rather than a competitor. It can enhance the customer experience and appeal to younger generations.
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
Buy now, pay later plans are appealing, especially for Gen Z and Millennials. But repayment is a growing challenge for many, the NY Fed finds.
An analyst sizes up payments innovations threatening to erode consumer use of credit cards. He sees dim prospects for buy now, pay later.
Needing to improve staff efficiency, Great River deployed new technology to centralize staff. The results? An 80% decrease in lobby wait times and 4-to-1 FTE.
Read More about This Credit Union Staffed Nine Branches With Just Three Employees.
Apple's buy now, pay later entry is poised to give established players like PayPal, Afterpay & Klarna a run for their money, research shows.
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
Merchants' desire to improve customer experience could produce winners and losers among banking payments providers.
Buy now, pay later was a wave that never crested, until now. Market saturation, regulation and a possible recession are dragging it down.
Getting people to save up for a purchase in an era of instant gratification hinges on offering incentives well ahead of checkout.
The Apple Pay Later product slams other BNPL players, but its effect on banking could be bigger, especially as part of a payments platform.
Bad headlines for Klarna and other BNPL providers have traditional competitors cheering, but writing off BNPL is a big mistake. Here's why.
To avoid ceding the fast-growing buy now, pay later market to a few aggressive fintechs, banks should focus on partnering and niche markets.
This webinar explores the challenges of crafting tailored brand messages and the critical relationship between audience understanding and effective multichannel digital advertising and strategy.
Read More about Messaging Mastery: Tailoring Your Brand for Every Audience in Digital Advertising