P2P Apps Now Dominate Payments Between Individuals, Eclipsing Cash
All P2P payment companies currently enjoy a high degree of customer inertia. But that advantage may not last.
All P2P payment companies currently enjoy a high degree of customer inertia. But that advantage may not last.
Different prevention is required to address P2P fraud, a tech issue, versus P2P scams, which is a human challenge.
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
As its parent Early Warning Services contemplates a bank-run digital wallet, Zelle boasts higher payments volume and side benefits for banks.
The head of the bank-owned P2P payments app says QR code business payments are hot now, and responds to Zelle's high-profile fraud issues.
Growing fraud in P2P payments is creating reputational risk for banks that fail to address it. Washington and the media have taken notice.
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and cash.
A consortium of community financial institutions uses 'open' approach to give their customers a 'one-stop-' approach to mobile payments.
Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't eligible.
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert.
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
Join Nymbus CEO Jeffery Kendall and Nick Kennedy, author of The Good Entrepreneur, for the strategies your bank needs to win deposits and drive growth in 2025 and beyond.
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New data from annual PULSE survey shows a big jump in digital transactions even before COVID, a clear sign of changing consumer habits.
Retail head says security, not competition with Zelle, is what the issue is about. API agreements will reduce risk and avoid more 'battles.'
Zelle has become a formidable challenger to alternative P2P payment applications after only a year in the marketplace.
The growth of P2P payment usage has prompted banks to focus on providing integrated digital payment solutions to customers and members.
With ambitions to disrupt P2P market share of PayPal, Venmo and Square, banking's direct mail, email and social marketing has been modest.
Zelle provides banks and credit unions of all sizes the opportunity to provide a mobile P2P payment solution supported by major banks.
Consumer behavior and use case specialization will determine who wins the P2P payments war -- not just features and functionality.
Banks and credit unions need to determine if it is time to invest in mobile wallets and P2P payments.
Competition in the lending market is increasing which is opening door for new pricing models.
It would be easy to assume that Millennials are those most interested in making mobile person-to-person payments. But it's not true.
Listen and learn how Denison State Bank has adapted their strategies to meet the evolving needs of today’s consumers in this 15-minute interview.
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