Overdraft Fees: Will Big Banks Ditch Them for Good?
Regionals' attitudes on overdraft are changing, though megabanks don't appear to be there yet. Digital technology is providing new options.
*Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Why Banks Must Be Ready for a ‘Less-Cash’ (But Not Cashless) Future
Don't toss out your currency-counting machines yet. Use of cash, that decidedly old-school form of payment, is seeing new signs of
Wells Fargo Launches Fresh Attack on Credit Card Market
New cashback rewards card for mass affluent is spearhead for a rejuvenated card program rolling out first phases over
Payments and Digital Drive Consumers to Big Fintechs
New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key
Financial Marketers Must Rethink Consumer Banking Campaigns
The pandemic affected how consumers see multiple financial needs. Tools and techniques for promoting services will have to
Payments Maturity Lacking at Most Financial Institutions
Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments
Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending
While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by
Where P2P Payments are Heading
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv
Future of Mobile Wallets Uncertain as Growth Flatlines
Study shows that among younger adults, the trend is clearly up, but sagging interest among older U.S. consumers stalls overall
Growing Impact of Payment Disruptors Threatens Financial Institutions
Financial institutions can't rely on consumer loyalty. Big techs and mega retailers can, and will, offer what consumers really
Buy Now, Pay Later Altering Consumers’ Credit Behavior Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right
Beyond P2P: The Future of Real-Time Payments
RTP is accelerating in the U.S., prompting new interest among community institutions and causing the Fed to advance the FedNow timeline.
What Banking Providers Need In Their Toolbox to Help SMBs
New buying habits raised demand for omnichannel and integrated payment solutions. Banks and credit unions are in a good position to
The Future of Payments in Banking is Fast, Seamless and Embedded
Can traditional banks keep pace with a payments ecosystem where innovation balances speed and
Startup Sees a Goldmine of Non-Interest Income in Virtual Cards
Virtual debit cards can slash online fraud while an interchange loophole boosts bank and credit union
Three Practical Applications for Artificial Intelligence in Payments
These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more
Half of Mobile Users to Pay by Wallets by 2025 As Contactless Booms
Digital wallets will surf the coronavirus wave for at least half a decade as people avoid potential
Digital Transition Poses Key Payments Choices for Financial Institutions
A PwC expert says that growing competition from unusual sources will drive more institutions to partner for payments
‘Normal for Now’: The Future of Digital Banking and Payments
How much of consumers' changed financial behavior will revert back, and how much will remain long after COVID is behind us?
What’s the Future for Overdrafts?
Whacked by the pandemic, this major fee source faces headwinds from neobanks and Washington. Its future looks to be much
LendingClub (Now a Bank) Aims to Become a ‘Financial Health’ Brand
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower
Banking Providers Need to Upgrade Payment Routing Platforms
Smarter payment routing can reduce costs and complexity for payments system participants and improve consumers' checkout experience.