5 Credit Card Trends Signaling a Major Upheaval in Consumer Market
A more dynamic era driven by customer preferences and technology is bringing the card business up to
*Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints
Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on
Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments?
After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked
Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now
The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from
Debit Cards Dethrone Credit Cards (And Why That’s Likely to Stick)
Total debit card spending passed that of credit cards for the first time in 2020. The pandemic was a big reason, but not the only one.
Battle for Credit Cards Waged With Innovation and Sheer Marketing Muscle
Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for
Banking and Payments CX Jeopardized By Surge In Digital Fraud
Anemic lending and vaccination questions aren't the only things nagging banking leaders. A 'pandemic' of fraud must also be dealt with.
Can Traditional Banks Digital-Only Divisions Beat Out Neobanks?
A growing roster of challengers are all the rage now, but as incumbents roll out their own digital options they could regain the momentum.
Trends Signal an Ominous Future for Credit Cards
New data and shifting consumer payments preferences highlight key vulnerabilities that could make the product obsolete 'within a
How 5G Will Reshape the Future of Digital Banking & Payments
The pace of digital transformation will rocket as vastly increased network speed and connectivity empowers both banks and their
Three Trends That Are Redefining the Credit Card Industry
The pandemic's powerful impact on spending habits will have long-lasting effects on digital payment channels, loyalty and credit
Venmo’s Real Threat to Banking: Making Payments Fun
Zelle's dollar volume is higher, but Venmo's P2P app is growing. Banks must understand how it poses a significant risk to traditional
On-Demand Cards Are a Key Branch Relationship Builder
Instant issuance of new or replacement cards is now expected by consumers. It also creates three benefits for financial
6 Ways to Win Top-of-Wallet Status With a Digital-First Card Strategy
Key elements in a digital-first journey range from quick issuance to simple controls. Attract cardholders with card
Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex
A battle of titans is building between Apple and Google over the future of banking. At stake are data and checking account revenue.
Why Banks & Credit Unions Should Pounce on the ‘Payday Revolution’
Fintechs came up with the popular 'early access to pay' feature. Now 'on-demand' pay kicks it up another notch, and banks are joining in.
What Consumers Really Want from Their Banking Providers
The short answer: They want it all. But while change continues rapidly in the key payments arena, even their traditional methods hang
Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts
Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key.
Two Emerging Trends Signal Trouble for Both Fintechs & Regional Banks
As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national
Why (and How) the Bilt Mastercard Is Revolutionizing Paying Rent
Paying landlords checks is a thing of the past. Consumers will soon be paying for their apartments with a credit card — and getting
Five Ways to Stimulate Increased Debit Card Usage
Marketing can't be a daily core dump of features, but the frequency of promotional messages consumers will accept is higher than you'd
Zelle Stretches Far Past P2P Payments to ‘Digital Cash’ Role
Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't