Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of
A low APR is still key, but new research reveals that active credit card users consider almost five factors, on average, when choosing
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Back office operations impact efficiency and innovation. Automating finance and accounting departments in particular brings big
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is
By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard.
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment
Lesson One: Don't be an ivory tower of digital banking tech. Lesson Two: Don't be afraid to partner with a leader instead of butting
Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional
The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are
Many consumers actually feel they need this politically incorrect option to manage their finances — or adjust for their lack of discipline.
Gen Z's attitudes toward finance have shifted since the advent of Covid. Banks and credit unions would do well to understand what's
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also
The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong
Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions.