Gen Z Payment Trends: How They Use Cash, P2P and BNPL
Research uncovers trends and unexpected insights about how Gen Z views peer-to-peer payments, Buy Now, Pay Later and
*Payments Trends
The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
The Emerging Payments Trends Threatening the Future of Banking Revenues
Account-to-account (A2A) payments reduce interchange income and could hasten the decline of payment cards, but also bring new
‘Buy Now, Pay Later’ Is Now Officially Mainstream: What It Means for Lenders
The three major credit bureaus now collect BNPL data, which could alter the competitive balance between fintechs and banks and fuel growth.
Four Trends Redefining the Payments System in 2022
The payments battle grows hotter as it ranges from mobile technology to digital currency to invisible payments via the internet of
It Takes More Than Convenience to Acquire Credit Card Users
A low APR is still key, but new research reveals that active credit card users consider almost five factors, on average, when choosing
Surging Use of Crypto Cards Warns Banks of a New Payments Disruption
Credit and debit cards backed by cryptocurrencies are on the verge of going mainstream. Use of Visa and Mastercard's platforms is
Is AmEx’s Consumer Checking Move Defense, Offense Or Both?
American Express presses further into banking, rolling out digital rewards checking. Experts assess what the card giant has in mind.
Banks Must Automate Data Preparation to Unlock Business Value
Back office operations impact efficiency and innovation. Automating finance and accounting departments in particular brings big
Why Banking Providers Need to Have ‘The Talk’ With Customers About BNPL
Many banks are unsure about offering 'buy now, pay later', but one thing they should do now is educate consumers on using it
BNPL and Crypto Trends Influencing Consumer’s Banking Preferences
New financial products' growth amid increasing economic turmoil means that banks must figure out how to relate or face creeping obsolescence.
Why Consumers Don’t Think BNPL Is ‘Debt’ (and Why It Matters)
Consumers see 'Buy Now, Pay Later' as a new way of buying, not borrowing. It is actual debt, but its impact on credit scores is
What Apple’s New iPhone Contactless Payments Assault Means for Banks
By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard.
A Close Look at Covid’s Deep and Lasting Impact on Payment Trends
Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment
How American Express Digital Labs Creates Payments Innovations
Lesson One: Don't be an ivory tower of digital banking tech. Lesson Two: Don't be afraid to partner with a leader instead of butting
Can Banks Snatch Up BNPL Companies in an Overcrowded Marketplace?
Square's pickup of Afterpay may accelerate consolidation in the BNPL market, providing a great opportunity for traditional
What’s the Future for Checking Accounts?
The core product with the obsolete name remains essential for consumers — and financial institutions — but the reasons why are
Why People Don’t Want Banks to Pull the Plug on Overdraft Services
Many consumers actually feel they need this politically incorrect option to manage their finances — or adjust for their lack of discipline.
Top Gen Z Trends Impacting Banking In The Year Ahead
Gen Z's attitudes toward finance have shifted since the advent of Covid. Banks and credit unions would do well to understand what's
7 Major Payment Trends that Will Shake Up Banking
From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. But there's also
BofA Wades Into High Net Worth Battle with New Rewards and Card Offers
The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth
Is ‘Buy Now, Pay Later’ the Future of Consumer Lending?
Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. Others argue there are strong
How Dwolla Is Reinventing Payments as Real-Time Erodes Traditional Channels
Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions.