Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt.
Buy now, pay later isn't merely a Covid-related trend. Consumers who adopted it during the pandemic say they are likely to continue using
An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader
The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from
A battle of titans is building between Apple and Google over the future of banking. At stake are data and checking account revenue.
The short answer: They want it all. But while change continues rapidly in the key payments arena, even their traditional methods hang
Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key.
As a new normal begins both must take a fresh look at what they are doing with mobile apps and beyond or get beaten by large national
While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right
Acquiring Radius Bank sets the marketplace lender on a path to further penetrate the prime middle-class consumer market – at much lower
This fast-growing market presents significant challenges to traditional financial institutions hoping to serve younger
Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive
It's both a payment and lending challenge — banks must match fintechs' point of sale installment lending service or they'll lose
Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you