Digital Transformation: Card Innovation Can No Longer Wait
From COVID-19 to tech giants, consumers' expectations for digital experiences keep ramping up. How should issuers. Read More
Article Archive: Payments Strategies
The Stakes Have Shot Up for Small Business Banking
If you're still handling business customers on a retail platform, these clients may soon bolt for specialized fintech or big bank. Read More
Gen Z, Millennials and COVID Fueling Rise in Hybrid Credit Card Alternatives
It's both a payment and lending challenge — banks must match fintechs' point of sale 'buy now, pay later' service or they'll lose. Read More
More Consumers Prefer Contactless Payments for Pandemic Purchases
Contactless cards and digital wallets gain more consumer interest due to COVID-19 fears, but growth should continue as familiarity. Read More
Why This Bank Is Betting Its Future on Blockchain Payments
Signature Bank believes real-time payment capability is a must and that building it with blockchain technology provides an innovation. Read More
Gen Z Prefers Banks to Big Techs, But Shuns Branches
For the members of Gen Z, it's a Venmo world. But for these tech-savvy consumers trust is as important in their banking as. Read More
Debit Cards Dominating Retail Payments, Fueled by P2P and eCommerce
New data from annual PULSE survey shows a big jump in digital transactions even before COVID, a clear sign of changing consumer. Read More
Consumers Want Seamless Digital Payments: Can Your Institution Deliver?
COVID-19 has elevated digital payment use. To fully benefit, banks and credit unions need both great user experience and better. Read More
Why Real-Time Payments Are Quickly Becoming Table Stakes
Touted for many years as the next big thing, RTP is now beginning to accelerate in the U.S., impacting P2P, payroll, disbursements and. Read More
Small Banks Must Fight Harder to Stay Relevant in Payments Space
Growing competition from fintech, big tech and others means community banks and credit unions must find partnerships or niches of their. Read More
How COVID-19 Has Changed Payments & Banking Behaviors Forever
The coronavirus pandemic has disrupted how people bank, how payments are made and the importance of community. Read More
Four Trends That Will Finally Make Cashless a Reality
A cashless revolution has been accelerated by the COVID-19 pandemic. How fast and far it spreads will depend on more than just. Read More
Three Payment Trends Give an Edge to Community Financial Institutions
The shift to digital payments and credit card use prompted by COVID-19, plus better risk controls, can help community institutions stand. Read More
How Coronavirus Could Alter the Payments Landscape Forever
New data predict an accelerated shift to contactless, P2P and other digital payments as habits shift. But some question COVID's impact.. Read More
How Credit Card Marketers Have Reached Out During COVID-19 Crisis
A rocky road awaits both cardholders and financial institution issuers as critical credit need meets unprecedented economic. Read More
How Banking Providers Can Help Consumers in the Coronavirus Economy
Most financial institutions are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by. Read More
Coronavirus Crisis: The Future of Cash, Checks, Credit Cards & Crypto
Will concerns about the spread of COVID-19 push out physical cash and plastic in favor of digital payments and electronic. Read More
Consumers’ Surprising Views on the Future of Banking
People are much more open-minded about using fintechs than you might think, especially for payments, and they predict far fewer. Read More
Pivotal Identity Trends That Will Reshape Payments & Retail Banking
Forces are in play that could shift the balance of power in financial services to payment networks. Consumer identity is the key. Read More
Why Fintech Challengers May Not Conquer Banking After All
The catch: Many legacy banks won't win either, says Accenture's bank lead. The new era is all about multilateral partnerships and open data.. Read More
Why Facebook Still Wants to Invade the Payments Space
Facebook Pay's debut keeps momentum going for social media firm's payment ambitions even as its Libra cryptocurrency hits major speed. Read More
Consumers Equate ‘Great CX’ With Faster Payments
While modern payment methods better suit consumer needs, bank and credit union financial marketers must help them make a major. Read More