Consumers Want Seamless Digital Payments: Can Your Institution Deliver?
COVID-19 has elevated digital payment use. To fully benefit, banks and credit unions need both great user experience and better. Read More
Article Archive: Payments Strategies
Why Real-Time Payments Are Quickly Becoming Table Stakes
Touted for many years as the next big thing, RTP is now beginning to accelerate in the U.S., impacting P2P, payroll, disbursements and. Read More
Small Banks Must Fight Harder to Stay Relevant in Payments Space
Growing competition from fintech, big tech and others means community banks and credit unions must find partnerships or niches of their. Read More
How COVID-19 Has Changed Payments & Banking Behaviors Forever
The coronavirus pandemic has disrupted how people bank, how payments are made and the importance of community. Read More
Four Trends That Will Finally Make Cashless a Reality
A cashless revolution has been accelerated by the COVID-19 pandemic. How fast and far it spreads will depend on more than just. Read More
Three Payment Trends Give an Edge to Community Financial Institutions
The shift to digital payments and credit card use prompted by COVID-19, plus better risk controls, can help community institutions stand. Read More
How Coronavirus Could Alter the Payments Landscape Forever
New data predict an accelerated shift to contactless, P2P and other digital payments as habits shift. But some question COVID's impact.. Read More
How Credit Card Marketers Have Reached Out During COVID-19 Crisis
A rocky road awaits both cardholders and financial institution issuers as critical credit need meets unprecedented economic. Read More
How Banking Providers Can Help Consumers in the Coronavirus Economy
Most financial institutions are ill equipped to provide personalized solutions to consumers faced with a financial emergency caused by. Read More
Coronavirus Crisis: The Future of Cash, Checks, Credit Cards & Crypto
Will concerns about the spread of COVID-19 push out physical cash and plastic in favor of digital payments and electronic. Read More
Consumers’ Surprising Views on the Future of Banking
People are much more open-minded about using fintechs than you might think, especially for payments, and they predict far fewer. Read More
Pivotal Identity Trends That Will Reshape Payments & Retail Banking
Forces are in play that could shift the balance of power in financial services to payment networks. Consumer identity is the key. Read More
Why Fintech Challengers May Not Conquer Banking After All
The catch: Many legacy banks won't win either, says Accenture's bank lead. The new era is all about multilateral partnerships and open data.. Read More
Why Facebook Still Wants to Invade the Payments Space
Facebook Pay's debut keeps momentum going for social media firm's payment ambitions even as its Libra cryptocurrency hits major speed. Read More
Consumers Equate ‘Great CX’ With Faster Payments
While modern payment methods better suit consumer needs, bank and credit union financial marketers must help them make a major. Read More
PNC Bank Counters ‘P2P War’ Speculation Over Its Venmo App Moves
Retail head says security, not competition with Zelle, is what the issue is about. API agreements will reduce risk and avoid more. Read More
Why Banks Should Care About Mobile Wallets (Even If Consumers Don’t)
Underneath the hype are mediocre adoption numbers. But before dismissing mobile wallets, note that some data and other factors point. Read More
Five Pivotal Payment Trends Redefining the Banking Landscape
As payments become commoditized, embedded and faster, monetizing payment data becomes ever more critical for retail financial. Read More
Why Facebook’s Libra Digital Currency May Still Be a Threat to Banking
Major setbacks may (or may not) doom the ambitious Facebook plan, but the underlying drivers for digital currency innovation. Read More
Surge in Contactless Cards Creates New Challenges for Financial Marketers
Initially reluctant to promote another card technology, marketers are scrambling as NFC-powered credit cards begin to roll out in. Read More
Open Banking Is Key to Relevance in Payments for Traditional Institutions
Reluctance to embrace 'open' trend hinders banks and credit unions and encourages further Big Tech inroads. Fintech partnerships would. Read More
Fintech Firms Now Using Enhanced Data To Threaten Legacy Banks
Many of the most successful fintech firms are using data and modern technology to gain scale and brand awareness to be considered formidable. Read More