Why Beaten-Up Libra Digital Currency May Still Be a Threat to Banking

Major setbacks may (or may not) doom the ambitious Facebook plan, but the underlying drivers for digital currency innovation. Read More

Surge in Contactless Cards Creates New Challenges for Financial Marketers

Initially reluctant to promote another card technology, marketers are scrambling as NFC-powered credit cards begin to roll out in. Read More

Open Banking Is Key to Relevance in Payments for Traditional Institutions

Reluctance to embrace 'open' trend hinders banks and credit unions and encourages further Big Tech inroads. Fintech partnerships would. Read More

Fintech Firms Now Using Enhanced Data To Threaten Legacy Banks

Many of the most successful fintech firms are using data and modern technology to gain scale and brand awareness to be considered formidable. Read More

4 Payment Trends Putting Legacy Banking Providers at Risk

Why seemingly unrelated payment developments –Apple Card and Libra are two – may signal a critical turning point for banks and credit. Read More

Big Banks Line Up Against Smaller Rivals in War for Faster Payments

A private-sector faster payment system already exists but a public alternative could be cheaper for smaller banks and credit unions, in. Read More

Digital IDs Will Make Card Payments & Cash Transactions Irrelevant

Completely frictionless payments can become mainstream if financial institutions and their vendors embrace digital identities.. Read More

Facebook Rocks Banking World With Digital Wallet & Libra Cryptocurrency

The high-profile venture may be just another cryptocurrency, but the integration with digital wallet Calibra may be the real threat to. Read More

To Win Gen Z, Banking Providers Must Make Payments Seamless

Payments are the lifeblood of banking brands, but without change they risk losing ground to simpler options, and emerging threats like. Read More

Three Keys to Debit Cards’ Future as Mobile Banking Builds

To keep this 'mature' payment vehicle relevant to Millennials, banks and credit unions must adjust features and. Read More

Is Apple’s New Credit Card The Next Big Thing in Banking?

What happens when a company like Apple with the world's most faithful customer base decides to become a. Read More

Two Big Trends Shaking Up Retail Payments

Financial marketers need to keep their eyes on the huge potential of voice payments and a growing surge in contactless. Read More

Is The Apple + Goldman Sachs Alliance the First of More to Come?

Apple and Goldman Sachs have teamed up to offer a credit card in a deal that may foretell future pairings with more ominous. Read More

Top 10 Retail Banking Trends and Predictions For 2019

Banking trends and outlooks for 2019 from leaders and influencers in financial services, as well as financial institutions from around the. Read More

7 Trends Disrupting The Future of Payments: From Apple Pay to Zelle

Here's everything you need to know about payments in the year to come — from digital wallets and mobile P2P to Venmo, Zelle, and GAFA threats like Apple. Read More

The New Payments Battleground: What We Learned By Implementing Zelle

Adoption of P2P payment solutions is critical if banking providers hope to compete with fintechs. Here's how one bank ramped up with. Read More

Which Banks Will Benefit Most From a Mobile Wallet Surge?

The acceptance and use of mobile wallets is beginning to accelerate, requiring financial institutions to promote mobile payments more than. Read More

Despite Digital Options, Consumers Stick With Their Own Bank… For Now

Digital banking use continues to grow, but most consumers still use their current bank for the majority of banking. Read More

Why Mobile Wallets Are Struggling

What problem do mobile wallets solve? From the consumer's perspective, not much. Which is why people don't see a reason to. Read More

12 Ways to Get to the Top of the Digital Wallet

Competition for digital payments is high, with banks and credit unions marketing digital wallets using digital. Read More