Article Archive: Payments Strategies

The Chime juggernaut received a rocket boost from COVID's impact on consumers. What bankers must know about this tech-powered 'alt. Read More

Reducing points of contact during payment must be a top priority for financial institutions, and 'host card emulation' can ease the. Read More

'Embedded banking,' 'buy now, pay later' and a new role for Venmo are among the developments banks and credit unions can't afford to. Read More

Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive. Read More

Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that. Read More

Fast-growing mega-fintech siphons small business loans and transactions from banks. ILC charter plus P2P could impact the consumer. Read More

COVID has squeezed traditional revenues and accelerated digital pay choices, forcing incumbents to modernize to stay. Read More

Surge in contactless — both card-based and mobile wallets — also helps issuers and servicers. But legacy systems are holding them. Read More

Pandemic's impact on shopping boosts ecommerce and debit card use. Financial institution issuers must provide confidence and the right. Read More

'Internet of Things' has been hyped for years, but advances at Amazon and elsewhere have turned a catchall term into a serious. Read More

From COVID-19 to tech giants, consumers' expectations for digital experiences keep ramping up. How should issuers. Read More

If you're still handling business customers on a retail platform, these clients may soon bolt for specialized fintech or big bank. Read More

It's both a payment and lending challenge — banks must match fintechs' point of sale installment lending service or they'll lose. Read More

Contactless cards and digital wallets gain more consumer interest due to COVID-19 fears, but growth should continue as familiarity. Read More

Signature Bank believes real-time payment capability is a must and that building it with blockchain technology provides an innovation. Read More

For the members of Gen Z, it's a Venmo world. But for these tech-savvy consumers trust is as important in their banking as. Read More

New data from annual PULSE survey shows a big jump in digital transactions even before COVID, a clear sign of changing consumer. Read More

COVID-19 has elevated digital payment use. To fully benefit, banks and credit unions need both great user experience and better. Read More

Touted for many years as the next big thing, RTP is now beginning to accelerate in the U.S., impacting P2P, payroll, disbursements and. Read More

Growing competition from fintech, big tech and others means community banks and credit unions must find partnerships or niches of their. Read More

The coronavirus pandemic has disrupted how people bank, how payments are made and the importance of community. Read More

A cashless revolution has been accelerated by the COVID-19 pandemic. How fast and far it spreads will depend on more than just. Read More