Instant Payments: How to Navigate the FedNow Revolution
Here are some of the key lessons learned from the first months of FedNow, from the Fed and an early adopter.
Here are some of the key lessons learned from the first months of FedNow, from the Fed and an early adopter.
Even as a few dozen other countries, including China, move forward with central bank digital currencies, any plans for a U.S. CBDC are still a long way off.
To deliver instant payments for customers, banks and credit unions need to prioritize critical upgrades to their core systems, according to Juniper's Jon Budd and Jorge Jimenez.
The CFPB's latest report on big tech and contactless payments targets the Apple/Google duopoly. Here's everything you need to know.
A reset of existing business models in banking is underway, thanks to technology like artificial intelligence, hybrid cloud, embedded finance and banking as a service.
While every financial institution talks about digital transformation, the process is never easy. Melding modern solutions with legacy processes requires focus and support throughout the institution.
Financial services companies have long used AI to enhance products and combat fraud, but large-language models are a game-changer. This generative AI primer is for payments execs.
Whatever happened to Paze, which was supposed to roll out in time for the 2023 holiday shopping season? Get a detailed look at what's ahead for the big banks' digital wallet.
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
IBM's Shanker Ramamurthy discusses the growing need for banks and credit unions to embrace the potential of embedded finance.
Even the 'experimenters' who use digital wallets more than other consumers find them clunkier than debit cards. Better product design and messaging would help.
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
Listen to the brightest minds in the banking and business world and get ready to embrace change, take risks and disrupt yourself and your organization.
The Federal Reserve already has plans to roll out new features for its instant payments service, a rival to the RTP network.
Chasing perfection often delays deployment and denies customers cutting-edge experiences. Bankers should embrace progress as their goal.
Today skipping and paying loans is a cumbersome process for most financial institutions, especially when it comes to indirect loans.
Citi Pay ushers in consumer lending options for merchants that go beyond the white-label credit card. In fact, the card part is virtual.
Digital conversions can be painful. But the relatively smooth experience at this financial institution offers useful insights for others.
What are the banks that have thrived amid digital transformation doing differently than the laggards? A lot has to do with their talent strategy.
David Birch, international speaker and author, predicts how wearable technology will be a major differentiator for both payments and digital authentication in the future.
Great customer service is key for direct banks and neobanks, but they often fall short. This creates an opening for traditional players that launch digital brands.
Digital transformation often focuses on improving efficiency and the user experience. But don't overlook the opportunity to generate revenue.
Zelle’s parent company wants its ecommerce digital wallet to rival Apple Pay and PayPal. Should your financial institution join up?
Arriba Advisors can help you evaluate a new core platform that aligns with your goals, optimizes operations and boosts your bottom line.