Customers in Control: What Personalized Banking Means Now
Personalization is a perennial banking buzzword. But it’s time for traditional banks and credit unions to rethink what it means.
Search Results: blockchain
5 Payment Trends to Watch in 2023d
Big shifts in the payments space — crucial to banks — include a major P2P payment move by Amazon and a bigger role for debit cards.
How Real Is the Metaverse and Web 3.0 for Banking?
Most banks and credit unions don't have a stake in these interrelated realms now. Ignore them? Some people ignored a thing called the Web.
How UX in the Metaverse Will Transform Banking
The metaverse has potential to unleash the 'creative economy' if financial institutions can keep pace, but fintechs are leading the way.
The Future of Retail Banking: 5 Scenarios for 2025 and Beyond
Retail banking will soon be radically different. PwC analysts evaluate the most likely changes and suggest how banks should prepare.
Why ‘Tokenized Deposits’ Are Not Stablecoins (& Why it Matters to Banks)
Moving traditional banking to the blockchain is inevitable, some believe, but is complicated by Washington's scrutiny of crypto.
Four Essential Tech Trends Changing Banking in The Year Ahead
Banks need to be looking at cutting-edge AI that anticipates customer needs, robotic branch assistants and prepare for metaverse banking.
6 Secrets to How WeBank Outperforms Every Digital Bank
WeBank uses data, artificial intelligence, cloud technology and the blockchain to grow customers and revenues at an unequalled pace.
Why Some Banks Are Still Getting Into Crypto After the Meltdown
Despite a protracted market plunge, crypto owners haven't given up. And neither have some banks offering crypto services. Here's why.
The New Community Bank Model: Digital-First With a National Footprint
A community bank — recapitalized by fintech investors — has developed a playbook other banks can use to embrace digital technology.
How Truist and TD Bank Are Putting New Twists on Innovation Labs
'Innovation theater' in fintech labs is giving way to applications that will help banks better meet customer needs.
High Rates & Tight Housing Spells Bleak Outlook for Mortgage Lending
Almost overnight mortgage lending has become a different proposition. Altered housing economics is forcing changes in marketing strategies.
Metaverse in Banking: Not Just a Playground for Big Banks Anymore
Though still the 'Wild West,' the Metaverse is a place banks cannot ignore. Open source tools make it accessible to any size institution.
The Future of Business Banking: Fintech Innovation + Human Advice
Partnering with — or acquiring — fintechs is a key part of how business banking is evolving, but tech must be paired with traditional skills.
WeBank: A Model for the Future of Digital Banking
WeBank has over 300 million customers and 2.7 million small business banking with it. It's attracted customers through its use of AI, blockchain, big data, cloud computing and more, says chief information officer Henry Ma.
Chase’s Success With Its U.K. Digital Bank Could Become a Global Model
Chase’s first stab at a digital-only bank — the short-lived Finn — was a flop. Its new U.K. digital bank so far is a win. What changed?
4 Essential Trends Shaping Banking’s Future: How Banks Measure Up
Tech-forward banks push the envelope with mobile, data analytics, BaaS and crypto — the gradual approach to digital transformation is over.
Home Equity Lending to Fuel Accelerated Loan Growth for Banks
Record levels of home equity beckon lenders hungry for growth. But they must remember that home prices also go down.
The Banker’s Guide to the Metaverse
The metaverse will open doors for new business models. To maximize the value of the metaverse, banks must link the virtual to the real world.
Banking Technology: What’s Hot and What’s Not for 2022 and Beyond
What's hotter than the Metaverse for banking? Quite a lot, including specific applications of artificial intelligence and 5G service.
5 Banking Innovation Trends To Watch in the Next 3 Years
Innovation is not only about front-end, online experiences, but technologies, processes and bank leadership changes that must be mastered.
Is PayPal Now a Bigger Threat to Banks than BofA or Chase?
PayPal is expanding aggressively into nearly every corner of consumer payments — including BNPL and crypto — as they tread deeper into banking's turf.