WeBank: A Model for the Future of Digital Banking
WeBank has over 300 million customers and 2.7 million small business banking with it. It's attracted customers through its use of AI, blockchain, big data, cloud computing and more, says chief information officer Henry Ma.
Chase’s Success With Its U.K. Digital Bank Could Become a Global Model
Chase’s first stab at a digital-only bank — the short-lived Finn — was a flop. Its new U.K. digital bank so far is a win. What changed?
4 Essential Trends Shaping Banking’s Future: How Banks Measure Up
Tech-forward banks push the envelope with mobile, data analytics, BaaS and crypto — the gradual approach to digital transformation is over.
Home Equity Lending to Fuel Accelerated Loan Growth for Banks
Record levels of home equity beckon lenders hungry for growth. But they must remember that home prices also go down.
The Banker’s Guide to the Metaverse
The metaverse will open doors for new business models. To maximize the value of the metaverse, banks must link the virtual to the real world.
Banking Technology: What’s Hot and What’s Not for 2022 and Beyond
What's hotter than the Metaverse for banking? Quite a lot, including specific applications of artificial intelligence and 5G service.
5 Banking Innovation Trends To Watch in the Next 3 Years
Innovation is not only about front-end, online experiences, but technologies, processes and bank leadership changes that must be mastered.
Is PayPal Now a Bigger Threat to Banks than BofA or Chase?
PayPal is expanding aggressively into nearly every corner of consumer payments — including BNPL and crypto — as they tread deeper into banking's turf.
How a New Mobile Payments App Is Building a Global ‘Crypto P2P’ Service
Fintech startup taps blockchain and 'Web 3.0' technology to give people a simple way to engage in decentralized finance on a mobile phone.
Digital IDs Become More Critical as Online & Mobile Banking Dominate
Rising fraud undermines trust and threatens digital banking progress. Fighting back demands finding the right identity solution.
What Biden’s Crypto Executive Order Will Mean for Banking and CBDCs
President's move favors central bank digital currency but doesn't quash other efforts. It also exposes critical risks demanding discussion.
Why the Cloud is Critical to Your Digital Banking Strategy
Cost reduction is no longer the main driver for adopting cloud technology solutions, the real value is in revenue growth and agility.
Fintech Funding Boom Spurs Bank Fears and Tech Spending
Money poured into fintechs through 2021, prompting banks to respond with investments in both R&D and directly in fintechs themselves.
Explainer: What Is Web 3.0? (And Why Should Banks Care?)
Far from being an academic issue, crypto-based competitors for loans and deposits are already operating using the new technology.
Banks in the Metaverse: Why Get In Early and Three Ways to Start
Facebook is big into the metaverse. Chase is in, too. Here's what the rest of banking should know if they want to enter this virtual space.
5 Pivotal Marketing Trends in Banking for 2022
Out of dozens of issues for financial marketers to focus on, a handful will shape marketing strategies this year and beyond.
Should You Follow Chase Bank Into the Metaverse?
J.P. Morgan sees huge potential in the emerging virtual world, spelled out in a new report. Some experts, however, raise caution flags.
How a U.S. Central Bank Digital Currency Could Impact Payments
The first CBDC blueprint has been published, a key step on the road to creating the dollar equivalent of China's 'digital yuan.'
How Banks Will Mint Their Own Stablecoins
Consortium of banks and tech firms enters the digital frontier with a payments specialty that Washington may actually love.
Four Technology Trends Radically Altering the Banking Model
2022 looks to be a turning point for the industry amid the rise of platform business models, ecosystems, AI and end-to-end digitization.
6 Ways Plaid Sees Fintech and Banking Evolving in 2022
Neobanks and traditional institutions face a period of intense change, driven by technology, but framed within new political realities.
How American Express Digital Labs Creates Payments Innovations
Lesson One: Don't be an ivory tower of digital banking tech. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.
