Riding The Waves Of The P2P Lending Market
Claims that Lending Club will "end banking as we know it" is ridiculous. Lending Club is niche in the lending market, a fringe player.
Search Results: P2P
Mobile P2P Is Growing, But Banks Are Losing the Race
The banking industry is losing its stranglehold on consumers’ cash management tools, and mobile P2P payments are one of the key battles.
Banks and Credit Unions Are Winning Mobile P2P Users
Many traditional financial institutions offer mobile peer-to-peer payment services, but do a poor job marketing it.
How U.S. Instant Payments Can Catch Up to the Rest of the World
'If you build it, they will come' clearly didn't work. Instead, devising use cases that eased pain points has sparked growth for The Clearing House Real-Time Payment solution.
Digital Wallet Paze Leans into Security and Speed as Shopping Season Looms
Early Warning's Paze is heading for some favorite websites. But there are no plans to bring it into physical stores — for now.
Three Critical Factors for a Successful Digital Transformation Strategy
These essentials must be mastered to bring businesses and consumers what they need, where, when and how they need it.
The Great Wealth Transfer: How Banks Win the Next Generation of Business Owners
Community banks face a generational shift as $84.4 trillion transfers to tech-savvy heirs. Learn how to adapt and win over young business owners.
What Banks Must Learn from Washington’s Attack on Zelle
Viewpoint: Fraud's impact on payments products goes beyond Zelle, says J.D. Power research. In fact, Congress and regulators may be off base.
Mobile Debit Card Payments Are Ramping. But the Economics for Issuers Are in Flux
Increasingly, debit 'card' transactions occur on mobile or in digital 'Card Not Present' venues. Will that put pressure on pricing?
Can Softer Skills Stem the Tide of Silent Attrition?
A customer may park their checking account in one place for a lifetime. But what about their other needs? Who are they turning to — and can banks support them?
For Younger Consumers, Payments Is Banking. Why That’s Trouble for Traditional Institutions
Digital payments are reshaping finance for good. Marqeta's 2024 report reveals consumer trends, from contactless adoption to P2P popularity. What's next?
How Can U.S. Banking Grow Instant Payments Faster?
Is better marketing the answer — or is adoption of instant payments simply going to be a slow grind in the U.S.?
CFPB Proposal Would Set Up Federal Exams for Nonbank Consumer Digital Payment Players
Game changer? Under a CFPB proposal techs like Apple that do digital payments could be examined in their own right, not as bank servicers.
Apple Shifts Focus As It Drills Deeper into Payments
The big tech's new payment products announcements may signal a strategic shift away from direct participation in favor of networking.
When Will Mobile Banking Finally Kill the Plastic Credit Card?
Many don't see the need for a card representing an account they use on their smartphone. But don't ditch cards entirely for Gen Z consumers.
Instant Payments: What FedNow Could Learn From Brazil’s Pix
Pix instant payments accelerated way beyond credit and debit in 2023. Growing popularity for digital wallets could give FedNow an opening.
Why Credit Unions Are Primed to Revolutionize Financial Services in the U.S.
Younger consumers are ready to become credit union customers, if the industry leans into its strengths, powered by digital technology.
How Fintech Is Disrupting Traditional Banks in 2024
After a decade in the spotlight, fintech has had a bigger impact in some areas more than others.
These Are the Biggest Fraud Risks Banks Will Face in 2024
Fraud is on the rise — and new tools and strategies are likely to amplify it in 2024.
How Alternative Consumer Credit Data Increasingly Supports Lending Decisions
Alternative credit data is becoming a bigger part of how lenders make their decisions. Here's why it's a growing indicator.
How Banks Can Compete Using Platform Business Models
Q&A: Consultant Ted Moser details proven platform strategies from Uber, Amazon and others that banks can deploy for competitive advantage.
Mastercard’s Innovation Chief Talks GenAI, eCommerce and Fighting Fraud
Generative AI brings increased possibilities and increased risks to both business and consumer payments. Learn how.