In a BusinessWeek article titled Debit Overdraft Fees Still Confound Consumers, Survey Finds, the author writes:
Two years ago, regulators imposed new rules to curb the fees banks charge consumers for covering overdrafts on debit cards. That was the idea, at least, but it hasn’t quite worked out as planned. A survey of more than 6,000 people from the Pew Center on the States found that consumers are still hit by fees that can be as high as $35 a pop. Pew found that nearly one in five people incurred an overdraft fee last year, nearly all of whom said they overdrew their account by mistake. The costs particularly hit the young and poor. Pew found that people under 44 are twice as likely to incur overdraft fees than older folks. Consumers who make less than $30,000 a year are also twice as likely to have the fees.