The latest trends in credit cards, including contactless cards, virtual credit cards, rewards cards, mileage programs, travel points, cash-back loyalty incentives, balance transfer offers, rates/APRs, and other marketing strategies issuers can use to open more credit card accounts.
Card debt will continue to rise to new record levels, but not as fast. And serious card delinquencies will rise more slowly than at recent highs.
Should Banks Bow to the CFPB’s $8 Credit Card Late Fee, or Wait on the Courts (and the Election)?
Biden lauds CFPB's card late fee final rule as the banking industry heads to court to kill it.
Banks Tighten Up as Card Delinquencies Jump
Low-income borrowers with the highest levels of unsecured debt are showing signs of stress that banks must pay attention to.
Should Banks Beware Credit Score ‘Grade Inflation’?
Stimulus payments and loan forbearance boosted credit scores during Covid. But do these 'inflated' scores reflect actual creditworthiness?
Credit Card Watch: Balancing ‘Growth Math’ and Lending Risk
The meaning of 'normalization' and 'stabilization' in credit card lending depends on where you measure from.
Business Credit Card Issuers Face Competition but Also Opportunities in BNPL
Small businesses lean on credit cards, but new options from Affirm and others will force card programs to compete with buy now, pay later.
What Makes for a ‘Sticky’ Credit Card Rewards Program?
The more compelling a rewards program is, the more likely consumers are to keep spending on that credit card. Here’s how credit unions can develop a program that boosts member engagement.
Revolut Refines U.S. Product Mix as It Nears 1 Million-Customer Milestone
How the neobank is redesigning its product portfolio to match Americans' financial habits, to accelerate growth.
Credit Card Trends Have Bank Issuers on Alert
On the cusp of the holiday season, card banks must watch usage of their credit lines more closely.
Synchrony’s Innovation ‘Strike Zone’ Spans Embedded Finance, Social Selling and Web 3
Banking innovation has to balance the futuristic with the realistic. Here's how Synchrony plays to its 'strike zone' with developing technology.
Credit Cards Now: Everything You Need to Know From the CFPB’s Latest Report
The CFPB examines the dynamics of the credit card market in its data-filled report. Red flags include 'persistent debt' for 10% of cardholders.
Why U.S. Bank Is Elbowing into the Competitive BNPL Space
U.S. Bank sees potential for merchant-based buy now, pay later programs online, in person and when invoices arrive. Here’s its marketing strategy for Avvance.
NerdWallet Launches into Banking with New NerdUp Secured Credit Card
NerdUp is more than just a new entrant in the credit builder space. NerdWallet says its banking gambit is a way to be an even better affiliate marketing partner.
Why JetBlue and Apple Cards Soar Even as Reward Satisfaction Falls
What’s the top credit card marketing challenge? What used to be great credit card rewards — like 2% cash back — are table stakes now.
The Coming War for Credit as Gen Z Finally Embraces Plastic
The latest card and personal loan trends show that even Gen Zers, long averse to credit cards, are upping their usage, thanks to inflation.
Credit Card Lenders Should Look Past the Almighty Credit Score for Growth
Banks and credit unions can — and should — prudently grow lending regardless of the economic indicators, especially in the credit card business.
The Future of Wearable Technology and Payments
David Birch, international speaker and author, predicts how wearable technology will be a major differentiator for both payments and digital authentication in the future.
TD Bank’s No-Interest Credit Card: Niche Product or Trendsetter?
Just as credit card rates hit a record high, here comes TD Clear, the first U.S. credit card that charges no interest and no late fees.
What Bankers Need to Know About Higher Credit Card Spending & Consumer Debt
For the first time in 40 years, banks must factor sustained inflation into their consumer credit strategy.
How Credit Card Issuers Are Tackling Application Abandonment
Getting consumers interested in a credit card is only part of the battle. The application process is a whole other challenge.
A Bright Future for BNPL Is in the (Bank) Cards
Buy now, pay later plans from the Klarnas of fintech introduced many online buyers to installment payments, but banks are poised to move in.
Webinar: Complexity of Credit Card Issuing in a High-Rate Environment
Today's customers seek customized cards, robust reward programs and a digital experience that many smaller institutions can't provide.
The Future of Credit Card Marketing
The credit card marketplace is changing, which is a big deal for any financial institution with a credit card product. TransUnion's Josh Turnbull and Craig LaChapelle have the insights banks need.
