The latest news about payments and digital payments trends, including mobile payments, contactless payments, real-time payments, and mobile wallets like Venmo and Zelle.
Card debt will continue to rise to new record levels, but not as fast. And serious card delinquencies will rise more slowly than at recent highs.
Credit Card Delinquency and Balance Growth Will Moderate in 2025
Card debt will continue to rise to new record levels, but not as fast. And serious card delinquencies will rise more slowly than at recent highs.
CFPB Targets Large Digital Payment Apps, But Will It Stick?
Final bureau rule envisions supervision and exams for major big tech and fintech digital players. Whether it will ever really occur remains unclear.
Federal ‘Payments Charter’ Threatens Turf Battle Between D.C. and the States
A surprising twist where the first Trump administration's acting Comptroller of the Currency and Biden officials both like the same idea.
How Spending Priorities and Financial Health Guide Consumer Credit Card Choices
New research from Elan Credit Card reveals what is driving credit card choices: Financial stability shapes preferences between rewards and credit-building features for new cardholders.
Is the Future of Payments Public or Private? The Fed’s Waller Weighs In
Federal Reserve's Governor Waller talks private versus public payments roles and why CBDCs won't fly — but regulated stablecoins could.
Will Nonbank Intermediaries Tip the Balance Towards Instant Payments?
Marketplaces like Amazon and Walmart.com capture more and more consumer payments, but so are growing ranks of specialized vertical providers.
More Community Banks Tap Treasury Management for Non-Interest Income
Getting started in treasury demands clear focus on business customers' needs and hiring the right people — often from other banks.
Capping Credit Card Rates and Fees Won’t Ease Consumer Debt Crunch
Viewpoint: A temporary credit card rate cap plays to consumers, as does the blocked card late-fee limit from CFPB. But it's not that simple.
How U.S. Instant Payments Can Catch Up to the Rest of the World
'If you build it, they will come' clearly didn't work. Instead, devising use cases that eased pain points has sparked growth for The Clearing House Real-Time Payment solution.
Digital Wallet Paze Leans into Security and Speed as Shopping Season Looms
Early Warning's Paze is heading for some favorite websites. But there are no plans to bring it into physical stores — for now.
Could Walmart Move Accelerate Instant Payments, Cutting Out Mastercard and Visa?
Experts forecast what it could mean to banks when the nation's largest retailer offers instant payment options to customers via pay by bank.
How Technology Can Power Customer Satisfaction
Explore how financial institutions are investing in cloud, AI, and digital payment technologies to meet evolving customer expectations and stay competitive.
How U.S. Bank’s ‘Bank Smartly’ Line is Targeting the Young Affluent While Growing Deposits
Expanded cashback and rate incentives aim to lure new customers and build deposits at manageable cost.
Must Banks Kick Their Plastic Addiction to Get New Payments Channels Off the Ground?
The world of payments is rapidly evolving. But banks' love for credit cards (and the fees they generate) remain major stumbling blocks.
Surging Credit Card Surcharges May Push More Consumers to Cash, Debit
Fee-averse cardholders shift spending away from credit cards to debit cards and cash.
How KeyBank Forges Fintech Partnerships to Streamline Business Payments
Embedded payments processes can keep banks in the game. But making it work takes collaboration and careful relationship management.
Is PayPal Everywhere an Existential Threat to Banks and Traditional Debit?
Launch of marketing campaign features comedian Will Ferrell. But for PayPal, the added volume is no laughing matter.
Pay by Bank Is Gathering Steam: How U.S. Banks Can Ride the Wave
Major shifts in payment tech and consumer preferences are pushing pay by bank to the fore. Here's how your bank can be ready.
Why Cardholders Are Ditching Miles and Points in Favor of Cashback
Attraction of low- and no-fee cards grows, at a time when points and miles cards have alienated some customers.
Affirm Sees Profitability in 2025 as its BNPL Products Gain Traction
Founder and CEO Max Levchin hopes to see merchants someday deploy marketing dollars on Affirm payment plans like companies buy Google AdWords.
Four Developing Payments Stories That Bankers Must Watch This Fall
The abortive credit card settlement, ongoing battles over late fees and the Capital One-Discover merger, and more "junk fee" debates.
Beyond Plastic: How AI and Fraud Threats Are Reshaping Credit Cards
TransUnion executives discuss evolving credit behaviors, fraud threats and the role of AI in reshaping the credit card landscape.
